Liz can’t remember how she landed on the GetCreditScore website back in late 2019. It may have been through a social media ad. Or it could have been through a link in an email. It doesn’t really matter how she got there, though – she’s just glad she did. “I had no debt apart from… Read more »
One in four Australians have been the victim of identity crime at some point in their lives. It’s a scary stat, and the threat of identity theft is something we all need to be vigilant about. You may not think someone would want to steal your identity, but you’d be wrong. Details such as your… Read more »
Your credit score is vitally important for you and your financial health and wellbeing. Why? Because it is one of the key attributes lenders use to determine whether or not they’re going to offer you finance, and at what rate. “Ultimately, it can make the difference between you getting the finance for your dream home… Read more »
The concept of ‘Buy Now, Pay Later’ (BNPL) has revolutionised consumer behaviour across the world. At last count, up to 30 per cent of the Australian population had an account with at least one of the 5000-plus suppliers offering BNPL services. Afterpay was the most prominent, accounting for 73 per cent of the market. The… Read more »
There’s no better time to start getting on top of your debt than right now. It’s by no means easy, but it can be a simple process. Try these steps to identify, prioritise and plan your path over the debt mountain. 1. Get a clear picture of your debt A common response to being in… Read more »
In a way, your credit score is a bit like your body. Look after it, nurture it, put the right stuff into it, and it will usually serve you pretty well. Treat it poorly and eventually that neglect will catch up with you. Whatever your stage of life or financial position, it’s ideal to have… Read more »
Whether you’re buying a home or a car, taking out a business loan or applying for a credit card to help flatten the monthly cash flow, applying for and accessing credit is part of life – and often essential for businesses to grow. Being actively aware of your credit score, and knowing how you can improve… Read more »
Whether it’s for a home or car or to invest in your business, getting credit is part of life. Knowing how your credit score is calculated is really important – so let’s break it down in simple terms. We all know that we have a credit score: that magical number that can determine our financial… Read more »
