While we may glaze over at the huge numbers involved, tomorrow’s Federal Budget is basically a bigger, more complex version of our own family budget. A balanced federal budget is the cornerstone of a thriving country, just a a balanced household budget is the cornerstone of a thriving family growing their wealth. And we use… Read more »
Now that the dust has settled around the feet of Malcolm Turnbull and his dramatic entrance into the Prime Ministership, the focus has shifted to what is sure to be a key plank of the next election, tax reform. It’s a touchy issue which politicians have talked about for years but never really delivered for… Read more »
We’d all love a bit of extra time in our lives, and this year we’ll get just that. That’s right, 2016 is a leap year which means that your February just got a day longer. This is great if you can weasel a day off, but if you’re on a fixed annual salary you’ll… Read more »
If you’ve ever been really late in paying a bill or defaulted on a loan, then chances are it has been recorded on personal credit rating. And while you may not think too much of it, you can be sure that every financial institution in the country takes it very seriously. So when the day… Read more »
There’s a lot of pessimism about property at the moment, with headlines tipping 2015’s hot markets to go off the boil and bad patches to get worse. It’s a big change of tone from the last few years, where east coast property could seemingly do no wrong. So where is residential property headed in 2016,… Read more »
The start of a new working year is a great time to reflect on where your career is heading, and whether you’re getting paid enough to head there. If you feel shortchanged, there’s really no avoiding having the uncomfortable conversation that every employee dreads… The pay negotiation. To help you get through this tricky chat… Read more »
Where there’s a will, there’s a relative… and a way to fight over it. That’s the unfortunate story of so many estates these days, where families fall out and even end up trading legal blows to settle the finances of a parent who has passed away. It’s not just the rich families squabbling either. However… Read more »
Technology is so much a part of our lives we take it for granted its power and ability to rip us off. We Instagram, tweet, share and update our statuses more than ever before. It’s fun, informative and helps stay in touch with family and friends. Unfortunately, it also makes us sitting ducks for identity… Read more »
During most of your working life you’re encouraged to think about retirement. Constantly reminded about whether you’re putting enough away to maintain your current lifestyle. Threats of pending poverty if you don’t contribute enough. Retirement planning calculators are great to get a general feel for the amount you’ll need to fund your lifestyle, and professional… Read more »
Australian’s love their big banks. Not necessarily paying them fees or watching them ratchet up interest rates, but as investors we just can’t get enough of them. In fact, most Australians would be an investor in our banks either directly or through their superannuation fund. They have been stunning investment performers run over the last… Read more »
