Your Money

Leap year (01)

- February 25, 2016 4 MIN READ

We’d all love a bit of extra time in our lives, and this year we’ll get just that. That’s right, 2016 is a leap year which means that your February just got a day longer.   This is great if you can weasel a day off, but if you’re on a fixed annual salary you’ll… Read more »

Your Life

Credit Rating

- January 27, 2016 4 MIN READ

If you’ve ever been really late in paying a bill or defaulted on a loan, then chances are it has been recorded on personal credit rating. And while you may not think too much of it, you can be sure that every financial institution in the country takes it very seriously. So when the day… Read more »

Your Money

Property Outlook 2016

- January 20, 2016 4 MIN READ

There’s a lot of pessimism about property at the moment, with headlines tipping 2015’s hot markets to go off the boil and bad patches to get worse. It’s a big change of tone from the last few years, where east coast property could seemingly do no wrong. So where is residential property headed in 2016,… Read more »

How to maximise your superannuation
Your Money

Pay rise negotiating mistakes

- January 3, 2016 4 MIN READ

The start of a new working year is a great time to reflect on where your career is heading, and whether you’re getting paid enough to head there. If you feel shortchanged, there’s really no avoiding having the uncomfortable conversation that every employee dreads… The pay negotiation. To help you get through this tricky chat… Read more »

Your Life

Estate Planning kids

- November 25, 2015 3 MIN READ

Where there’s a will, there’s a relative… and a way to fight over it. That’s the unfortunate story of so many estates these days, where families fall out and even end up trading legal blows to settle the finances of a parent who has passed away. It’s not just the rich families squabbling either. However… Read more »

Your Life

Identify theft

- November 18, 2015 4 MIN READ

Technology is so much a part of our lives we take it for granted its power and ability to rip us off. We Instagram, tweet, share and update our statuses more than ever before. It’s fun, informative and helps stay in touch with family and friends. Unfortunately, it also makes us sitting ducks for identity… Read more »

Your Life

Super lump sum V pension

- November 11, 2015 3 MIN READ

During most of your working life you’re encouraged to think about retirement. Constantly reminded about whether you’re putting enough away to maintain your current lifestyle. Threats of pending poverty if you don’t contribute enough. Retirement planning calculators are great to get a general feel for the amount you’ll need to fund your lifestyle, and professional… Read more »

Your Money

Bank Shares Outlook

- November 4, 2015 4 MIN READ

Australian’s love their big banks. Not necessarily paying them fees or watching them ratchet up interest rates, but as investors we just can’t get enough of them. In fact, most Australians would be an investor in our banks either directly or through their superannuation fund. They have been stunning investment performers run over the last… Read more »

Your Money

Pay rise boss

- October 14, 2015 4 MIN READ

End of the year is fast approaching, business confidence is up so bosses should be in a brighter mood than this time last year. So now is the time to start planning how to get the boss to agree to a Christmas bonus or a New Year pay rise. Here’s a strategy to give you… Read more »

Your Money

Sharemarket falling

- September 30, 2015 3 MIN READ

Investors are having a pretty tough time of it at the moment, as markets around the world stage huge swings on just about any bit of news. And unfortunately, most of the recent swings have been lower. The big question is whether this could be the start of a dive worse than the one that… Read more »