5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
The immigration debate is heating up in Australia .. here’s what we’re not talking about. We just clicked over 28 million Australians. A new resident lands roughly every 75 seconds. And depending on which talkback caller you believe, this is either the engine of our prosperity or the reason your kids will never own a… Read more »
We means-test so many other policies, so why not monetary policy? I’ve been asked many times in this rising interest rate environment: why can’t interest rate increases be means-tested to protect low-income families? It’s a good question. Interest rates and financial stress The Reserve Bank’s cash rate is really just the benchmark, or foundation, for… Read more »
It’s a question gaining interest as property investors look for opportunities outside of Australia’s housing market. With the Federal Budget’s negative gearing and capital gains tax changes (kicking in from 1 July 2027) already making some investors rethink Australian residential property, a growing number are casting their eyes across the Tasman. Why New Zealand? Ray… Read more »
Your Money
If you’re in the market for a new home, this will come as welcome news. After years of red-hot conditions that favoured sellers, auction clearance rates are cooling. What’s more, homes are spending longer on the market. Almost overnight it feels like the property market has swung entirely in buyers’ favour. Have a look. Early… Read more »
Your Life
Much of the money advice still being dished out to young Australians today is outdated – literally. Like my kids’ taste in music, it’s stuck in the 90s. Back then, Nirvana was the soundtrack to university students studying for careers that promised long-term job security, steady wage growth and, eventually, a house within a reasonable… Read more »
Your Business
Self-made millionaires follow a tried and tested formula that embraces success and hard work, writes Zaki Ameer. By Zaki Ameer Zaki Ameer was never interested in academic life. He failed at school, and began his entrepreneurial journey by selling cassettes to classmates. After moving to Australia to study for a Bachelor of Business, a chance… Read more »
The immigration debate is heating up in Australia .. here’s what we’re not talking about. We just clicked over 28 million Australians. A new resident lands roughly every 75 seconds. And depending on which talkback caller you believe, this is either the engine of our prosperity or the reason your kids will never own a… Read more »
We means-test so many other policies, so why not monetary policy? I’ve been asked many times in this rising interest rate environment: why can’t interest rate increases be means-tested to protect low-income families? It’s a good question. Interest rates and financial stress The Reserve Bank’s cash rate is really just the benchmark, or foundation, for… Read more »
It’s a question gaining interest as property investors look for opportunities outside of Australia’s housing market. With the Federal Budget’s negative gearing and capital gains tax changes (kicking in from 1 July 2027) already making some investors rethink Australian residential property, a growing number are casting their eyes across the Tasman. Why New Zealand? Ray… Read more »
As the federal budget’s housing policy changes start to sink in, the impact on the broader economy is starting to be realised. One of the best bits of property analysis I’ve read in a while comes from Nerida Conisbee, Chief Economist at Ray White. The federal budget’s housing measures are designed to push investor demand… Read more »
It’s time financial advice caught up with modern consumerism. Here’s how you can save by outsmarting it. We all know the boring everyday savings advice: make coffee at home, cancel unused subscriptions, pack your lunch, stop buying avocado toast and basically develop the discipline of a fasting monk. That stuff sort of works. But iron-clad… Read more »
Property investment is no longer just about residential property. With housing yields tightening, tax reforms reducing the appeal of residential investing, and affordability pressures continuing to bite, more investors are looking beyond traditional bricks and mortar. Investing in commercial real estate — which can offer stronger returns, longer leases, greater diversification, and yes, negative gearing… Read more »
The data is in after major tax reforms were announced … The residential property market showed some early signs of cooling in the first weekend after the federal budget, with auction clearance rates falling quite sharply across the country. Nationally, clearance rates were down around 11 per cent week-on-week, although interestingly, results were still tracking… Read more »
