How do you calculate an LVR? Should you go with P&I or Interest Only? Are you better off on a fixed or variable rate? Do you need an offset account, and what does it offset? Buying a home is one of the biggest investments you’ll make, but let’s be honest, the home loan lingo can… Read more »
How do you calculate an LVR? Should you go with P&I or Interest Only? Are you better off on a fixed or variable rate? Do you need an offset account, and what does it offset? Buying a home is one of the biggest investments you’ll make, but let’s be honest, the home loan lingo can… Read more »
In today’s ever-evolving financial landscape, the journey to homeownership is undergoing a significant transformation, particularly among Australians aged 25-49. A recent study conducted by YouGov has shed light on a remarkable trend: the surging popularity of digital home loans. Traditionally, Australians have relied heavily on mortgage brokers or direct bank applications for their home loans.… Read more »
Get a jump on the new year and start planning where you are headed financially. If, like many at this time of year, you find yourself with no savings, a credit card debt and no idea where your money is going, then now is a great time to set some new financial goals and start… Read more »
A large percentage of us are trapped in a debt cycle that is impacting our mental wellbeing. Now is the time to take steps towards a happier, healthier way of living. Unfortunately, a many people are trapped in a debt cycle. With credit cards and personal finance products operating as a standard part of modern… Read more »
If you’re planning on becoming a first-time investor next year, you want that first rung on the property ladder to be a shrewd move. Follow these tips to make smarter decisions to set yourself up for the climb. Cec Busby reports. Leave your emotions at the door When you are buying your dream house it’s… Read more »
Have you got that clucky feeling? Are you planning for a baby? That’s great news – but make sure you do the maths first. Baby: a delightfully squishy, roly poly ball of fun that makes your heart go boom-boom and your head go goo-goo-ga-ga. Once you’ve got the nursery colours sorted (monotones are big right… Read more »
Bamboozled by all the mortgage jargon in your home loan contract? Fear not. We’ve got you sorted with our A-Z of mortgage-speak. Is there anything worse than trying to get your finances sorted but stumbling over all the mortgage jargon that flows effortlessly off the lender’s tongue? Chattels, what now? And what on earth is… Read more »
Looking to set some financial goals? Remember, it’s all about a change in behaviours and creating achievable financial habits to get you there. Money doesn’t buy happiness but it can certainly help. And the key is building healthy financial habits. These are the daily, weekly monthly and yearly practises that you do without fail. After… Read more »
There are some lesser-known financial mistakes to watch out for which, left unnoticed, could cause you significant problems down the track. I’m sure you’ve heard how important it is to budget, spend less than you earn and steer clear of bad debts like credit cards. They’re the ‘big three’ that we should all be doing… Read more »
