Insurance premiums have become one of the main drivers of inflation, along with rent and housing construction costs. These three factors are contributing to the sustained high-interest rates that are squeezing regular Australian households. The big question is: are insurers playing us for suckers? The excuse for higher premiums has been that it’s because of… Read more »
Jim Chalmers, face facts and take responsibility. The economy has slowed to a crawl … because of you. Interest rates are staying higher for longer … because of you. Australian families are hurting from a cost-of-living crisis … because of you. There is a housing and rental affordability crisis … because of you (and the… Read more »
The Australian Taxation Office (ATO) is giving taxpayers some simple ideas to help avoid an unexpected tax bill next tax time. There are easy steps you can take right now to ensure the correct amount of tax is being put aside throughout the year. Such as: Let your employer know if you have a study… Read more »
Could you use a budget makeover from Kochie and his expert team of bill busters? We’re looking for Australians who need help with their bills to be part of season three of Your Money and Your Life, the hit Seven Network series returning in a few weeks. Earlier this year, Your Money and Your Life… Read more »
Student loans, like any other debt, can be hard to shake. Here are my top tips for putting them behind you. Debt is just a fact of life for most of us. With almost two in three Australian adults carrying some form of debt, it can often feel like trying to push a boulder up… Read more »
No one can really pick the best time to buy and sell shares, but this is a good strategy when it comes to the big resource giants. As investors we all know resource giants are cyclical. That is their share prices fly high when commodity prices are booming, but then plunge when commodity prices fall.… Read more »
With no interest rate relief coming in the near future, it’s time to do something about it yourself. Don’t wait for the RBA, take control with this strategy to give yourself a rate cut: Negotiate a lower rate Just one-in-three Aussie mortgage holders have tried to negotiate a lower rate this year. Amazingly, 70 per… Read more »
With this week’s Reserve Bank board minutes indicating official interest rates will stay high well into next year, household debt management will remain a huge priority for Australians. Loan repayments are crippling family budgets at a time when cost of living pressures are squeezing spending and credit card balances rise to plug the gap. Debt… Read more »
When ‘for sale’ signs start popping up like flowers, it means the market is in bloom. But what’s this year’s Spring Selling Season actually looking like? Property market in bloom Spring is always seen as the peak property season. Analysis from research group CoreLogic, shows an average uplift of 18.2 per cent in fresh listings… Read more »
Last year it looked like the rapid rise in construction costs had come to an end. Now it looks very different. According to real estate giant, Ray White, the cost of building a new home increased by more than 20 per cent in the 12 months to September 2022 By September 2023, that rate of… Read more »
