One of the quickest ways to improve your cashflow is to cancel services you don’t use. We’ve all got them – services we signed up for but never use. We might have taken on a streaming service just to watch particular show. Or we strongly overestimated our commitment to a year-long gym membership. Perhaps we’re… Read more »
Seeking financial advice when you’re young means you can really reap the benefits. Here’s how. Around the start of the pandemic, another strange virus started taking over social media. ‘Finfluencers’ cropped up everywhere, scattering colourful memes full of pithy financial advice with a dose of rah-rah positive psychology. These financial influencers want to pave your… Read more »
The Small Switch Challenge proves that tiny behaviour lane changes can bring big gains. This Small Switch Challenge is exactly what it says on the tin: switch (or substitute) to a lower cost solution. The idea is that, with a little creative thinking, and a small change in the way you do things, you can… Read more »
Chris Gray’s investment strategy is simple: never sell property. Just in case you haven’t heard me say it a million times before, my property investment strategy is simple… never sell property. BUY AND HOLD. Let me make that as clear as possible: Buy – whenever you can Hold – as long as you can There… Read more »
From 1 July this year some positive superannuation changes are coming – creating more opportunities to grow your nest egg. This is good news for retirees and people planning for retirement. There are also potential benefits for lower income earners and those looking to purchase their first home. Here’s an overview of the main superannuation… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: How can you automate your finances? You’ll have heard it many times: automate your finances to really get ahead. But what exactly does that mean, and why does it matter so… Read more »
The markets have been shaky recently, which adds to many people’s fear of taking on investment risk. But there are ways to find balance. In most investment structures, risk and return are intertwined. The higher the risk, the better the return. “When confronted with the sharemarket moving up and down, there’s a perception that it’s… Read more »
It can feel like a never-ending cycle of pain, but there are things you can do to ditch the debt and step off the carousel. There’s nothing worse than feeling overwhelmed by debt. It is a harrowing experience which can often seem to have no end. But there is a solution. It is never quick… Read more »
Crypto mining is how new units of digital currency are created. It’s complex and its very process can impact investors. As crypto continues to advance and more everyday Aussies are beginning to invest, the question arises; where do cryptocurrencies like Bitcoin actually come from? While it can be easy to think it’s just uploaded from… Read more »
We all want to retire richer, but are you doing anything to make that a reality? Here’s how to maximise your super, even if you haven’t got a lot of cash to spare. While it’s easy to be discouraged by superannuation and fear you will never have enough money saved to stop working, remember that… Read more »
Weekly money, life and business news delivered to your inbox.
