What is mortgage stress
Your Money

5 strategies to avoid mortgage stress

- December 1, 2021 3 MIN READ

What exactly is mortgage stress, and how can you overcome it without losing your home? With the Reserve Bank of Australia (RBA) signalling that interest rates are anticipated to rise in 2024, many banks and home loan providers have started to shift their own fixed rates. Many of these changes have seen these financial institutions… Read more »

Tips for using your credit card at Christmas
Your Money

Don’t be silly with your credit cards this Christmas

- November 26, 2021 3 MIN READ

Avoid the sting of credit cards at Christmas with these tips for staying on track. Tip #1: get the lowest-possible rate card you can. It happens every Christmas. We go on a Christmas shopping splurge and feel great… until the credit card bill arrives in January. Outstanding balances can provide a horrible financial sting. New… Read more »

The sensible guide to buying a car
Your Money

The financially sensible guide to buying a car

- November 25, 2021 3 MIN READ

Whether you’re schmoozing a salesperson on the showroom floor, or haggling a private seller for an old runabout, buying a car is an exciting time. But it can also be a financial minefield, and if you’re not careful it’s easy to end up hundreds – or even thousands – of dollars out of pocket. No… Read more »

Does the 4 per cent rule still work
Your Money

Does the 4 per cent rule still work?

- November 24, 2021 3 MIN READ

What is the 4 per cent rule, how does it work and is it reliable? The 4 per cent rule is a rule of thumb that helps investors easily calculate how much they need to save in order to ‘live off the earnings for the rest of their life’. Without this guideline, it would be… Read more »