Money has never been cheaper. So use this opportunity to reign in your debt monster. The Reserve Bank this week cut the official interest rate for the second consecutive month to a historic low of 1 per cent. While the banks haven’t passed on the full rate cuts they have slashed borrowing (and savings) rates….
As we move towards a cashless society, teaching our kids good financial habits becomes increasingly difficult. Spriggy co-founder Mario Hasanakos suggests it doesn’t have to be this way… In 2016 only 37 per cent of payments were made in cash. So why are we still teaching our kids about money via old-school methods of notes…
Hi gang! This Friday and Saturday, Libby and I will be part of the money expo at the ICC at Darling Harbour in Sydney. We’d love to see your there… come and have a chat. It’s a sort of Festival of Finance for anyone who wants a better deal on their money, superannuation and investments. It’s…
You’re fit and healthy, in the prime of your life. So why should you be thinking about aged care and retirement now? According to Assyat David, Director at Aged Care Steps, that’s precisely the reason you should be contemplating what you will do in later life. David tells Kochie’s Business Builders (KBB) all too often…
When two people decide to walk down the aisle together, they’re probably not basing their decision on how financially compatible they are. At least we hope that’s not the case. Don’t expect to be 100 per cent aligned on everything; there’s no right or wrong answer it’s certainly not essential to have a joint account, they can make…
Your bad credit rating need not be forever. Here’s our top tips to rescue your credit rating from the dumpster. Once you have your report to hand, go through it with a fine-tooth comb. Start rebuilding your credit history one prompt payment at a time. When it comes to evaluating your credit worthiness most lenders…
Setting goals and planning ahead can help lay the foundation for future wealth as Cec Busby discovers. There’s a saying, ‘learn to say no by deciding on yes’, and when it comes to planning your future wealth it’s a good adage to live by. Young people are often overwhelmed by all the possibilities and opportunities…
Let’s face it. We’re all looking for ways to save a dollar or two. Frequently it’s the frivolous purchases we make on a daily basis that wind up hitting our hip pocket hard. If you’re tired of pulling up with an empty wallet before you get to payday here’s a few handy tips that could…
The average Australian is the second richest in the world behind the Swiss. But it sure doesn’t seem like that. While superannuation and property values have had good gains, slow wage growth has meant has our income growth to pay bills has been subdued. We know every dollar counts. So here are 19 ways you…
Humans are creatures of habit, and unfortunately when it comes to money many of us have picked up a few bad traits over the years. However, we all have the power to change, and if you make an effort to ingrain positive financial habits into your life chances are they will end up sticking. Here are five easy ways to change your…
A few years of stellar returns has convinced many people that investing in property is a sure thing....
It’s a funny thing when you realise that your parents are old. It makes you reflect on their...
7 ways to make extra money… fast Everyone has a moment of financial desperation. An unexpected big...
