The concept of ‘buy now, pay later’ (BNPL) has revolutionised consumer behaviour across the world. At last count, up to 30 per cent of the Australian population had an account with at least one of the 5000-plus suppliers offering BNPL services. Afterpay was the most prominent, accounting for 73 per cent of the market. The… Read more »
Are you tired of the outrageous interest rates the banks are still charging on credit cards? Understandably there’s a growing trend of getting rid of them altogether! Frankly the banks and credit card companies have been treating us like mugs for so many years, but now we’re telling them to get stuffed. The interest charged… Read more »
While cryptocurrency has been around for more than a decade now, the vast majority of us are still a bit unsure about how it’s used now – and how it can be used in the future. In fact, most of the things we hear about cryptocurrency revolve around the money other people are making from… Read more »
Property and shares are the two most common ways of building wealth in Australia. But which one is better for you? Shares and real estate have both generated reliable income and capital returns for Australians over the long-term. However, whether to invest in property, shares (or both) often leads to heated debate. The 67% of… Read more »
What better time to get on top of your debt than the end of the financial year? It’s by no means easy, but it can be a simple process. Try these steps to identify, prioritise and plan your path over the debt mountain. 1. Get a clear picture of your debt A common response to… Read more »
Millions of Australians are missing out on legitimate tax deductions every year. To maximise your tax return you need to research exactly what you can and can’t claim for your specific income streams. Getting savvy about what you can claim on your tax return means you’ll receive back the full amount you’re entitled to. It’s… Read more »
From Elon Musk to the ATO, everyone seems to be talking crypto at the moment – and with good reason. The big question is, how do you actually get started investing in cryptocurrency? As the industry becomes better regulated and technology grows, the opportunity to become involved becomes more mainstream. Cryptocurrency is no longer the… Read more »
There are some lesser-known financial mistakes to watch out for which, left unnoticed, could cause you significant problems down the track. I’m sure you’ve heard how important it is to budget, spend less than you earn and steer clear of bad debts like credit cards. They’re the ‘big three’ that we should all be doing… Read more »
The face of investing in Australia is changing – and so are the businesses we’re investing in. If you’re reading this, chances are you’re one of the six-million-plus Australians who directly own shares (outside of super and property), or you’re about to join them. So far, 2021 has provided opportune conditions for Aussie investors: the… Read more »
Not a week seems to go by at the moment without cryptocurrencies being in the news. From Bitcoin prices fluctuating to new currencies launching (Tesla’s Elon Musk is a particular fan of Dogecoin because it has ‘dogs and memes’), it’s certainly a hot topic. Businesses like PayPal, Mastercard and Visa accept it, while others are… Read more »
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