Your Money Your Life, Author at Your Money & Your Life

The rise of digital home loans: Transforming Australia’s mortgage landscape

Your Money Your Life - February 8, 2024 2 MIN READ

In today’s ever-evolving financial landscape, the journey to homeownership is undergoing a significant transformation, particularly among Australians aged 25-49. A recent study conducted by YouGov has shed light on a remarkable trend: the surging popularity of digital home loans. Traditionally, Australians have relied heavily on mortgage brokers or direct bank applications for their home loans.… Read more »

Your Money

Top five tips for improving your financial health

Your Money Your Life - December 2, 2022 3 MIN READ

Get a jump on the new year and start planning where you are headed financially. If, like many at this time of year, you find yourself with no savings, a credit card debt and no idea where your money is going, then now is a great time to set some new financial goals and start… Read more »

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It’s time to break free from the debt cycle once and for all

Your Money Your Life - December 23, 2021 4 MIN READ

A large percentage of us are trapped in a debt cycle that is impacting our mental wellbeing. Now is the time to take steps towards a happier, healthier way of living. Unfortunately, a many people are trapped in a debt cycle. With credit cards and personal finance products operating as a standard part of modern… Read more »

Your Money

Climb the property ladder to new year success

Your Money Your Life - December 22, 2021 2 MIN READ

If you’re planning on becoming a first-time investor next year, you want that first rung on the property ladder to be a shrewd move. Follow these tips to make smarter decisions to set yourself up for the climb. Cec Busby reports. Leave your emotions at the door When you are buying your dream house it’s… Read more »

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If you’re planning for a baby, plan on doing your sums first

Your Money Your Life - September 8, 2021 3 MIN READ

Have you got that clucky feeling? Are you planning for a baby? That’s great news – but make sure you do the maths first. Baby: a delightfully squishy, roly poly ball of fun that makes your heart go boom-boom and your head go goo-goo-ga-ga. Once you’ve got the nursery colours sorted (monotones are big right… Read more »

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A plain-English guide to mortgage jargon

Your Money Your Life - August 10, 2021 5 MIN READ

Bamboozled by all the mortgage jargon in your home loan contract? Fear not. We’ve got you sorted with our A-Z of mortgage-speak. Is there anything worse than trying to get your finances sorted but stumbling over all the mortgage jargon that flows effortlessly off the lender’s tongue? Chattels, what now? And what on earth is… Read more »

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22 financial habits that will help you reach your money goals

Your Money Your Life - July 13, 2021 6 MIN READ

Looking to set some financial goals? Remember, it’s all about a change in behaviours and creating achievable financial habits to get you there. Money doesn’t buy happiness but it can certainly help. And the key is building healthy financial habits. These are the daily, weekly monthly and yearly practises that you do without fail. After… Read more »

Financial mistakes you're probably making

Your Money

5 financial mistakes you didn’t know you were making

Your Money Your Life - June 4, 2021 3 MIN READ

There are some lesser-known financial mistakes to watch out for which, left unnoticed, could cause you significant problems down the track. I’m sure you’ve heard how important it is to budget, spend less than you earn and steer clear of bad debts like credit cards. They’re the ‘big three’ that we should all be doing… Read more »

Your Money

5 easy ways to change your money mindset forever

Your Money Your Life - May 17, 2021 3 MIN READ

Humans are creatures of habit, and unfortunately when it comes to money many of us have picked up a few bad traits over the years. Our money mindset can really make a difference to our life. However, we all have the power to change, and if you make an effort to ingrain positive financial habits into your life chances are… Read more »

Your Life

Retiring in style is all in the planning

Your Money Your Life - May 14, 2021 3 MIN READ

You’re fit and healthy, in the prime of your life. So why should you be thinking about aged care and retirement now? The simple answer: retiring in style doesn’t happen without a plan… According to Assyat David, Director at Aged Care Steps, retiring in style is precisely the reason you should be contemplating what you… Read more »