Your Money

Share dividend to payers

- May 26, 2016 3 MIN READ

Savers, retirees and other income-focussed investors are facing slim pickings at the moment. With interest rates sitting at record lows, savings accounts and term deposits are offering record low returns… and many experts are tipping rates could fall even further. For those after income from their investments to fund their retirement or lifestyle, the challengno… Read more »

Your Life

Money Advice 7 which are bad

- May 18, 2016 4 MIN READ

When it comes to money… everyone has an opinion. Whether you’re at a backyard barbeque or the water cooler at work, it feels like there’s always someone ready to pounce and give you their take on your money. We’re not talking about professionals here… more like friends, family, colleagues or that guy with the hot… Read more »

Your Life

Super Women

- May 11, 2016 4 MIN READ

While we have taken many positive steps towards gender equality in Australia, it’s a sad truth that on average woman retire with $90,000 less in super and will live five years longer than men. Women are caught in a double whammy of low super financing a longer life. How on earth does this happen? First,… Read more »

Your Money

EOFY 2016

- May 4, 2016 4 MIN READ

The Federal Budget is now behind us and the long boring election campaign is just getting started. For all the initiatives outlined in the Budget, they’re worth nothing if the Turnbull isn’t re-elected… and if they’re not there is no guarantee they’ll push ahead with what’s been announced. There’s an old saying in politics, “do… Read more »

Your Life

Federal Family Budget

- April 28, 2016 4 MIN READ

While we may glaze over at the huge numbers involved, tomorrow’s Federal Budget is basically a bigger, more complex version of our own family budget. A balanced federal budget is the cornerstone of a thriving country, just a a balanced household budget is the cornerstone of a thriving family growing their wealth. And we use… Read more »

Your Life

Tax reform

- March 2, 2016 4 MIN READ

Now that the dust has settled around the feet of Malcolm Turnbull and his dramatic entrance into the Prime Ministership, the focus has shifted to what is sure to be a key plank of the next election, tax reform. It’s a touchy issue which politicians have talked about for years but never really delivered for… Read more »

Your Money

Leap year (01)

- February 25, 2016 4 MIN READ

We’d all love a bit of extra time in our lives, and this year we’ll get just that. That’s right, 2016 is a leap year which means that your February just got a day longer.   This is great if you can weasel a day off, but if you’re on a fixed annual salary you’ll… Read more »

Your Life

Credit Rating

- January 27, 2016 4 MIN READ

If you’ve ever been really late in paying a bill or defaulted on a loan, then chances are it has been recorded on personal credit rating. And while you may not think too much of it, you can be sure that every financial institution in the country takes it very seriously. So when the day… Read more »

Your Money

Property Outlook 2016

- January 20, 2016 4 MIN READ

There’s a lot of pessimism about property at the moment, with headlines tipping 2015’s hot markets to go off the boil and bad patches to get worse. It’s a big change of tone from the last few years, where east coast property could seemingly do no wrong. So where is residential property headed in 2016,… Read more »

How to maximise your superannuation
Your Money

Pay rise negotiating mistakes

- January 3, 2016 4 MIN READ

The start of a new working year is a great time to reflect on where your career is heading, and whether you’re getting paid enough to head there. If you feel shortchanged, there’s really no avoiding having the uncomfortable conversation that every employee dreads… The pay negotiation. To help you get through this tricky chat… Read more »