There is so much “noise” around the Coalition’s proposed superannuation changes that their impact is being distorted by the various vested interests pushing their own barrow. So lets take the political spin out of it and look at the winners, the losers and what it means for your retirement planning. First up, remember these changes… Read more »
When it comes to money… everyone has an opinion. Whether you’re at a backyard barbeque or the water cooler at work, it feels like there’s always someone ready to pounce and give you their take on your money. We’re not talking about professionals here… more like friends, family, colleagues or that guy with the hot… Read more »
While we have taken many positive steps towards gender equality in Australia, it’s a sad truth that on average woman retire with $90,000 less in super and will live five years longer than men. Women are caught in a double whammy of low super financing a longer life. How on earth does this happen? First,… Read more »
While we may glaze over at the huge numbers involved, tomorrow’s Federal Budget is basically a bigger, more complex version of our own family budget. A balanced federal budget is the cornerstone of a thriving country, just a a balanced household budget is the cornerstone of a thriving family growing their wealth. And we use… Read more »
Now that the dust has settled around the feet of Malcolm Turnbull and his dramatic entrance into the Prime Ministership, the focus has shifted to what is sure to be a key plank of the next election, tax reform. It’s a touchy issue which politicians have talked about for years but never really delivered for… Read more »
If you’ve ever been really late in paying a bill or defaulted on a loan, then chances are it has been recorded on personal credit rating. And while you may not think too much of it, you can be sure that every financial institution in the country takes it very seriously. So when the day… Read more »
Where there’s a will, there’s a relative… and a way to fight over it. That’s the unfortunate story of so many estates these days, where families fall out and even end up trading legal blows to settle the finances of a parent who has passed away. It’s not just the rich families squabbling either. However… Read more »
Technology is so much a part of our lives we take it for granted its power and ability to rip us off. We Instagram, tweet, share and update our statuses more than ever before. It’s fun, informative and helps stay in touch with family and friends. Unfortunately, it also makes us sitting ducks for identity… Read more »
During most of your working life you’re encouraged to think about retirement. Constantly reminded about whether you’re putting enough away to maintain your current lifestyle. Threats of pending poverty if you don’t contribute enough. Retirement planning calculators are great to get a general feel for the amount you’ll need to fund your lifestyle, and professional… Read more »
It used to be that the only way to manage your money was to go and speak to an expert, generally a bloke in a stuffy suit and tie. If you wanted to buy shares you went to a stockbroker, opening a bank account involved a trip to see the bank manager, and so on.… Read more »
