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        • It’s definitely time to cancel services you don’t use

          It’s definitely time to cancel services you don’t use

          April 7, 2022
        • Why getting (proper) financial advice when you’re young is a good idea

          Why getting (proper) financial advice when you’re young is a good idea

          April 5, 2022
        • Take on the Small Switch Challenge to save big bucks

          Take on the Small Switch Challenge to save big bucks

          April 4, 2022
  • Your Life
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        • Finding the best kid’s savings accounts is certainly not child’s play

          Finding the best kid’s savings accounts is certainly not child’s play

          May 2, 2022
        • Teens and money: Help your teen unlock the power of compounding

          Teens and money: Help your teen unlock the power of compounding

          April 25, 2022
        • It’s time to take control and set some debt limits

          It’s time to take control and set some debt limits

          April 22, 2022
  • Your Business
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        • 5 things that self-made millionaires do differently

          5 things that self-made millionaires do differently

          March 1, 2022
        • Thinking of joining an MLM as your side hustle? Read this first

          Thinking of joining an MLM as your side hustle? Read this first

          February 23, 2022
        • 10 business lessons from a lemonade stand

          10 business lessons from a lemonade stand

          December 9, 2021
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Martin Wanless

Martin is an experienced freelance writer and content strategist, specialising in finance, insurance, tech and HR. He’s been creating B2B content in the UK and Australia for over 20 years. Before co-founding his own small business bywanless.com.au in regional NSW, he was head of content at a Sydney agency for the best part of a decade.

Credit score check
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How checking her credit score helped Liz buy three investment properties

Martin Wanless - August 3, 2021 3 MIN READ

Liz can’t remember how she landed on the GetCreditScore website back in late 2019. It may have been through a social media ad. Or it could have been through a link in an email. It doesn’t really matter how she got there, though – she’s just glad she did. “I had no debt apart from… Read more »

Prevent identity theft
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5 steps to help protect yourself from identity theft

Martin Wanless - July 14, 2021 3 MIN READ

One in four Australians have been the victim of identity crime at some point in their lives. It’s a scary stat, and the threat of identity theft is something we all need to be vigilant about. You may not think someone would want to steal your identity, but you’d be wrong. Details such as your… Read more »

Credit credibility
Image: AdobeStock
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The surprising ways you can get a bad credit score

Martin Wanless - June 23, 2021 3 MIN READ

Your credit score is vitally important for you and your financial health and wellbeing. Why? Because it is one of the key attributes lenders use to determine whether or not they’re going to offer you finance, and at what rate. “Ultimately, it can make the difference between you getting the finance for your dream home… Read more »

Buy now pay later
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How ‘Buy Now, Pay Later’ affects your credit score

Martin Wanless - June 17, 2021 3 MIN READ

The concept of ‘Buy Now, Pay Later’ (BNPL) has revolutionised consumer behaviour across the world. At last count, up to 30 per cent of the Australian population had an account with at least one of the 5000-plus suppliers offering BNPL services. Afterpay was the most prominent, accounting for 73 per cent of the market. The… Read more »

What is the future of crypto?
“Cryptocurrency companies in Australia have to abide by these regulations as other financial institutions do, so it's becoming more accepted.” Image: Adobe Stock
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What’s the future of crypto?

Martin Wanless - June 16, 2021 3 MIN READ

While cryptocurrency has been around for more than a decade now, the vast majority of us are still a bit unsure about how it’s used now – and how it can be used in the future. In fact, most of the things we hear about cryptocurrency revolve around the money other people are making from… Read more »

Get on top of your debt
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5 tips to get on top of your debt – and stay there

Martin Wanless - June 8, 2021 4 MIN READ

There’s no better time to start getting on top of your debt than right now. It’s by no means easy, but it can be a simple process. Try these steps to identify, prioritise and plan your path over the debt mountain. 1. Get a clear picture of your debt A common response to being in… Read more »

Getting started investing in cryptocurrency
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3 steps to start investing in cryptocurrency

Martin Wanless - June 7, 2021 3 MIN READ

From Elon Musk to the ATO, everyone seems to be talking crypto at the moment – and with good reason. The big question is, how do you actually get started investing in cryptocurrency? As the industry becomes better regulated and technology grows, the opportunity to become involved becomes more mainstream. Cryptocurrency is no longer the… Read more »

Cryptocurrencies myth busting
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5 common myths about cryptocurrencies busted

Martin Wanless - May 31, 2021 3 MIN READ

Not a week seems to go by at the moment without cryptocurrencies being in the news. From Bitcoin prices fluctuating to new currencies launching (Tesla’s Elon Musk is a particular fan of Dogecoin because it has ‘dogs and memes’), it’s certainly a hot topic. Businesses like PayPal, Mastercard and Visa accept it, while others are… Read more »

Getting your credit score in good shape
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The dos and don’ts of getting your credit score in shape

Martin Wanless - May 21, 2021 3 MIN READ

In a way, your credit score is a bit like your body. Look after it, nurture it, put the right stuff into it, and it will usually serve you pretty well. Treat it poorly and eventually that neglect will catch up with you. Whatever your stage of life or financial position, it’s ideal to have… Read more »

Get Credit Score
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Separating fact from fiction: The five biggest myths about credit scores

Martin Wanless - May 11, 2021 3 MIN READ

Whether you’re buying a home or a car, taking out a business loan or applying for a credit card to help flatten the monthly cash flow, applying for and accessing credit is part of life – and often essential for businesses to grow. Being actively aware of your credit score, and knowing how you can improve… Read more »

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Privacy Policy. Disclaimer: Your Money & Your Life contains general financial information only. It should not be relied on as finance or tax advice. You should obtain specific, independent professional advice from a registered tax agent or financial adviser in relation to your particular circumstances.
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