Your bad credit rating need not be forever. Here’s our top tips to rescue your credit rating from the dumpster. Once you have your report to hand, go through it with a fine-tooth comb. Start rebuilding your credit history one prompt payment at a time. When it comes to evaluating your credit worthiness most lenders… Read more »
Setting goals and planning ahead can help lay the foundation for future wealth as Cec Busby discovers. There’s a saying, ‘learn to say no by deciding on yes’, and when it comes to planning your future wealth it’s a good adage to live by. Young people are often overwhelmed by all the possibilities and opportunities… Read more »
If you want to have a million dollars in the bank, forget Lotto tickets or waiting for an inheritance from a rich relative… the only guaranteed way is to start investing early and regularly. The key is discipline and time. Saving little amounts, on a regular basis over an extended period of time will guarantee… Read more »
Every parent knows children can ask the most disarming questions which can leave you laughing, crying, embarrassed, angry, squirming… or all four at once. Whether it’s questions around looks, sex, death or money, children don’t have a filter in their enquiring minds. But your first response can often set the tone for an answer which… Read more »
The peak Spring selling season for property has almost finished and it’s been a reality check… particularly in Sydney and, to a lesser extent, in Melbourne. There were plenty of signs of the slowdown in residential property values… falling auction clearance rates and softer prices. If you’re thinking of selling in 2018 (or your sale… Read more »
With money issues being cited by 22 percent of couples as a motivator for divorce, it makes sense to set some ground rules around your different spending habits before they become issues for you and your marriage. You’ve said ‘I do’ but now your spouse’s spending habits have got you thinking ‘I don’t’. Before things… Read more »
New parents are often aware of the sleepless nights and constant care that comes with having a new baby. However, what can take them by surprise is the costs that come with their bundle of joy. According to recent figures released by Choice before you’ve even left the hospital with your baby, new parents can… Read more »
Work at home mums (WAHMs) have been swindled. And part of the con is that we blame ourselves for it. But I’ve got a secret weapon against the great WAHM swindle. Before you write me a strongly worded comment about work at home dads having the same struggles, let me reassure you of something. You’re… Read more »
According to a recent survey of ASIC Money Smart users, the majority of parents say they spend more money during the school holidays than any other time of year. But hanging out with your loved ones needn’t blow your budget. Creating fun ways for your family to get together and enjoy themselves shouldn’t have to burn a… Read more »
From philanthropic efforts to deciding who gets that precious family heirloom, leaving a lasting legacy requires more than just deciding who gets your money. When the time comes and it’s our turn to shuffle off, we all want to feel like our life mattered, like we’ve made our mark on the world we leave behind. One way… Read more »
