In a way, your credit score is a bit like your body. Look after it, nurture it, put the right stuff into it, and it will usually serve you pretty well. Treat it poorly and eventually that neglect will catch up with you. Whatever your stage of life or financial position, it’s ideal to have… Read more »
The continuing low interest rates has reignited the debate. Should you pay off your mortgage or invest? Mortgage interest rates are now around 3% and likely to go down further, so if you’re living the Australian dream and own your own property, your mortgage repayments could be less of a financial burden now than they once… Read more »
As the property industry continues to go from strength to strength, it is becoming harder for Australians to save for a deposit. The average Aussie has $28,426 in savings, but that varies greatly depending on age and gender, according to the latest figures from Finder. The report found that young Aussies aged around 23 years were… Read more »
If you’re confused about investing or just want to streamline how you do it, Superhero is here to “give trading a kick up the ASX”. Big call, so let’s find out how. First things first: investing in the sharemarket is for everyone. Not just people who work in the financial sector or have an uncle… Read more »
Investing in property is a huge financial commitment. For most of us, getting started with one property can seem insurmountable. How do we even start to build a property portfolio? As David Koch pointed out on this week’s show, the tip is to think outside the square. Your Financial Future segment guest, property expert Chris… Read more »
Humans are creatures of habit, and unfortunately when it comes to money many of us have picked up a few bad traits over the years. Our money mindset can really make a difference to our life. However, we all have the power to change, and if you make an effort to ingrain positive financial habits into your life chances are… Read more »
The economy will boom, the average Australian will have a secure job, but not a big increase in wages, their house value will continue to go up strongly and price rises at the supermarket will stay low. That’s the helicopter view of your financial life over the next 12 months from the Federal Budget. Thankfully,… Read more »
Whether you’re buying a home or a car, taking out a business loan or applying for a credit card to help flatten the monthly cash flow, applying for and accessing credit is part of life – and often essential for businesses to grow. Being actively aware of your credit score, and knowing how you can improve… Read more »
On this week’s Your Money & Your Life show, Alec Renehan from Equity Mates Investing Podcast shared his thoughts on how to decide what to invest in. General options include cash investments (such as term deposits), fixed income investments (like bonds), superannuation, P2P lending, cryptocurrency and property, but Renehan’s focus is on the sharemarket. While… Read more »
In this week’s episode of Your Money & Your Life, Bryce Leske from Equity Mates Investing Podcast explained why getting into the sharemarket is achievable for everyone. Watch the segment here and then read on for more information. 1. The sharemarket is for everyone Getting into the sharemarket is easier and more accessible than you… Read more »
