A family trust can serve a wide range of purposes and be extremely useful vehicles for tax planning, financial planning and investment. The Australia Institute examined ATO data and found that there are more than 800,000 trusts in Australia, with assets totalling more than $3 trillion. One of the reasons for the popularity is that… Read more »
Admitting you’re an emotional investor is actually pretty hard, but acknowledging your emotional biases might be just what you need to make more rational decisions. Are you an emotional investor? It’s a difficult question itself to answer without considerable bias. If you sat down and asked yourself about the types of decisions you make every… Read more »
Investment bonds have been around for a long time, but many people are not completely familiar with how they work. Here’s a quick summary on what they are, and their risks and benefits. What is a Bond? A ‘bond’ is essentially a loan. It’s where governments and large businesses borrow money, with interest and principal… Read more »
Calm the farm, we’re not saying there’s going to be a recession (although the media does love a headline). But if we were to have one, it could be a positive thing. Here’s how. Recession, recession, recession. These words are being shouted across media headlines and newspapers around the world as we deal with the… Read more »
Currency hedging can protect you against movements in exchange rates, but is it always a good idea? When you invest globally you are not only exposed to the risk of the investment, you are also exposed to exchange rate risk. That is, the risk that the currency you purchase the asset in (e.g. British Pounds)… Read more »
What is the 4 per cent rule, how does it work and is it reliable? The 4 per cent rule is a rule of thumb that helps investors easily calculate how much they need to save in order to ‘live off the earnings for the rest of their life’. Without this guideline, it would be… Read more »
Infrastructure investing provides attractive opportunities to investors looking beyond traditional asset classes to diversify their holdings. Investing in infrastructure means you’re putting money into companies that own and operate essential public assets. These assets are usually necessary services to the community and include the following: Toll Roads Railways Airports Ports Water and electricity supply Communication… Read more »
If we had to mention a single commonality between investing and gambling, it would be that both contain an element of risk. But that’s where the similarities end. The high-stakes action of GameStop, an American chain of video games stores, triggered users of the internet forum Reddit (r/wallstreetbets) to make headlines earlier this year. This… Read more »
