Avoid payday lenders like the plague
Your Money

3 solid reasons to steer clear of payday lenders

- January 28, 2022 2 MIN READ

If you’re tempted to use one or more payday lenders to get you through the working week, just don’t. It’s never a good idea. By Georgie Koch In today’s society of instant gratification we can get most services and convinces at the touch of a button or tap of a screen. Anything less than lightening speed and we crack… Read more »

Is 2022 the ideal time to buy a home
Your Money

Is 2022 the ideal time to buy a home?

- January 27, 2022 3 MIN READ

The Aussie home market is changing, so is this year the ideal time to buy a home? WLTH’s Brodie Haupt walks us through the landscape. With a new year among us, many Aussies are starting to review their new year’s resolutions and consider how many of them are actually achievable in this current economic climate.… Read more »

Don't fall into the BNPL trap
Your Money

Don’t fall into the sticky BNPL trap

- January 26, 2022 4 MIN READ

‘Buy Now, Pay Later’ seems like the best thing that’s happened to credit since credit cards were invented. And therein lies the BNPL trap. Many people will happily use BNPL services like Afterpay and Zip Pay without issue for years. They’re the people who can afford to pay for an item outright, but shrewdly choose… Read more »

Currency hedging - to hedge or not to hedge
Your Money

Sharemarket 101: To hedge or not to hedge?

- January 24, 2022 3 MIN READ

Currency hedging can protect you against movements in exchange rates, but is it always a good idea? When you invest globally you are not only exposed to the risk of the investment, you are also exposed to exchange rate risk. That is, the risk that the currency you purchase the asset in (e.g. British Pounds)… Read more »

Give up on active investing
Your Money

5 reasons to give up on active investing

- January 21, 2022 4 MIN READ

Active investing means aiming to get a higher return than the market index, and here’s why Dave Rae isn’t a fan. We all want to be better than average, it makes us feel smarter. Who hasn’t been enticed by a big glossy ad from a fund manager showing their amazing outperformance over the previous one… Read more »

volatile sharemarkets
Your Money

Strategies to help cope with volatile sharemarkets

- January 19, 2022 2 MIN READ

Understanding the emotion of the markets is just as important as getting a handle on the fundamentals. Here are my top strategies to cope with volatile sharemarkets. Don’t panic Stay calm. Get some good, sound advice from a stockbroker, financial planner or wise, investment-savvy friend or relative. Never forget markets are simply a collection of… Read more »