Investing Archives - Your Money & Your Life

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Global private credit v Australian private credit: Are you missing the bigger opportunity?

Rebel Wylie - May 22, 2026 3 MIN READ

Many Australians already invest in global markets through shares and superannuation, but when it comes to income-focussed investments, portfolios often stay much closer to home. Here’s why some investors are starting to look further afield. For many Australians, generating reliable income from investments has become increasingly tricky. On one side sits the relative stability of… Read more »

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When inflation rises, here’s how smart investors can respond

Carolyn Tate - April 17, 2026 4 MIN READ

Inflation doesn’t just push up the price of groceries and petrol. Over time, it erodes the real purchasing power of your savings and income – even when your investments appear to be holding steady on paper. The good news is that long-term investors have navigated inflationary environments before, and there are some clear, sensible strategies… Read more »

Your Money

What crisis? Remember this investment ‘rule’ in times of war

David Koch - April 10, 2026 3 MIN READ

The best strategy has always been to hang in there … Amid all the political chaos and financial implications of the war with Iran, it’s worth stepping back and keeping some perspective. What history tells us I know it’s hard to comprehend when it feels like we are in a continuous sequence of rolling crises,… Read more »

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Beyond shares: How Australian investors are rethinking monthly income

Carolyn Tate - March 13, 2026 4 MIN READ

With changing appetites around share market volatility and investment timelines, Australian investors are rethinking how they generate monthly income. When it comes to building wealth, Australian investors have long relied almost entirely on their share portfolios, but it’s not the only way to generate returns from your savings. As people move closer to retirement – or start… Read more »

Your Money

How to build your investment pyramid

David Koch - October 24, 2025 3 MIN READ

As the bull run on global sharemarkets accelerates unabated, investors continue to pile in with a herd-like mentality. With this heady rush, I think it’s a good time to remind sharemarket investors of one of the common pitfalls in times like these: over-speculation. As we’ve witnessed once again, the flow of funds has supercharged dividend-paying… Read more »

Your Money

Smart ways to invest $1,000

David Koch - August 30, 2025 3 MIN READ

A colleague recently shared a story that made me smile. Her daughter, fresh into the workforce, had received a surprise $1,000 bonus for closing a big sale. A proud moment – but what stood out wasn’t the bonus itself, it was what she said Rather than splurging on a new phone or a shopping spree,… Read more »

Your Money

Why you must have some international share exposure in your portfolio

David Koch - August 22, 2025 2 MIN READ

It has never been easier to invest overseas, either directly or through ETFs and managed funds. Those who have taken advantage of this access have been big winners when it comes to performance. According to investment research group Rainmaker Information, international equities large cap (large international listed shares) was the top-performing managed fund asset class… Read more »

Your Money

Is it better to put rate cut savings into the mortgage or invest?

David Koch - August 8, 2025 3 MIN READ

After 13 back-to-back interest rate hikes, Aussie mortgage holders are getting some relief with the RBA starting a rate cut cycle which could continue through to the end of the year. The cash rate has already dropped from 4.35 per cent to 3.85 per cent, with average borrowers saving around $200 a month on repayments.… Read more »

Your Life

9 types of investors we all know

David Koch - July 11, 2025 3 MIN READ

As I often say, we tend to forget that when we talk about markets, we’re really seeing the behaviours of real people. Markets are just platforms that let people trade investments. That’s why market behaviour can seem erratic … because people are. They panic, follow fads, or chase returns that are too good to be… Read more »

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Global private credit is becoming more available to Aussie investors. Is now a good time to invest?

Adam Bub - May 13, 2025 7 MIN READ

Global private credit has emerged as the not-so-quiet achiever for everyday investors looking to diversify their investments and achieve more reliable returns without share market shocks. Long favoured by big super funds, institutional investors and the mega-rich, global private credit is now available for everyday Australian investors hunting the promise of steady monthly income at… Read more »