Your Life

Building costs: Is it time to think outside the square?

- July 18, 2025 3 MIN READ

While construction costs have dramatically slowed from their pandemic peaks of 17.8 per cent annual growth in December 2022, the damage it has done to housing affordability has been severe. While building costs have declined significantly in NSW and Victoria, they are still rising by 10 per cent in WA. This cost inflation has fundamentally… Read more »

Your Money

How to use REITs to your investment advantage

- July 18, 2025 3 MIN READ

If you’ve been following the property market lately – and let’s face it, what Aussie hasn’t – you might’ve come across something called an REIT (real estate investment trust). REITs are a great way to get exposure to the Aussie property market – without having to fork out for a deposit. And if you play… Read more »

Your Life

9 types of investors we all know

- July 11, 2025 3 MIN READ

As I often say, we tend to forget that when we talk about markets, we’re really seeing the behaviours of real people. Markets are just platforms that let people trade investments. That’s why market behaviour can seem erratic … because people are. They panic, follow fads, or chase returns that are too good to be… Read more »

Your Money

Home units now outperforming houses

- July 11, 2025 3 MIN READ

The property market is shifting again …   It was about 18 months ago when I wrote about a report from real estate giant Ray White that showed the gap between house and home unit values had widened to a record margin. At the time I discussed whether the housing affordability issues could see this gap… Read more »

Your Money

RBA governor spills on a rate cut

- July 11, 2025 2 MIN READ

The reason for a rate ‘pause’ makes good sense …  The Reserve Bank board have defied market expectations and kept official interest rates on hold at 3.85 per cent. Markets were overwhelmingly forecasting a 0.25 per cent cut, which would have been welcome relief for millions of mortgage holders looking to ease the cost-of-living crisis.… Read more »

Your Life

Another cracking year for superannuation

- July 4, 2025 3 MIN READ

Super funds have delivered a third straight year of strong returns with shares rallying in the final quarter to push full year returns into double digits. Leading superannuation research house SuperRatings estimates that the median balanced option returned 1.4 per cent over the month of June, bringing the return for the financial year to 30… Read more »