It may not feel like it but, it’s official, the average Australian has never been richer… on paper at least. Before I go through the figures, I should point out that Aussies are asset rich but cash poor. The value of their superannuation and houses have skyrocketed, but not their wages. That’s why you don’t… Read more »
No matter where you are in life, partnering with a good financial adviser will help to set and achieve your financial goals. But with over 15,000 advisers operating in Australia, finding someone with the right combination of trustworthiness and expertise can be tough. Here are five tips to get things started and give yourself your… Read more »
Would you believe that according to figures from the Reserve Bank, Aussies paid $3.56 billion in personal bank fees last financial year? That equates to around $364 per household in bank fees a year. The good news is we’re wising up to the bank fee rorts – these amounts were 10 per cent down on… Read more »
Once the dregs of the wedding cake have been thrown away and the honeymoon snaps are safely in their frames, how you deal with money as a couple becomes an important consideration. When two people decide to walk down the aisle together, they’re probably not basing their decision on how financially compatible they are. At least we… Read more »
It comes around every year. When our attention turns to the fiscal fiend and the amount of tax he has slugged us. Naturally, as good citizens, we don’t mind paying the right amount of tax but we are damned if we are going to pay a penny more than we have to. The problem is… Read more »
As the sharemarket rollercoaster continues, it’s worth just taking a deep breath and reviewing the golden rules of investing. Let’s be honest, there’s no true formula for finding success in the sharemarket. There are so many factors at play, not least of which is your own investment personality. How much risk are you comfortable with?… Read more »
Are you tired of the outrageous interest rates the banks are still charging on credit cards? Understandably there’s a growing trend of getting rid of them altogether! Frankly the banks and credit card companies have been treating us like mugs for so many years, but now we’re telling them to get stuffed. The interest charged… Read more »
The ‘rent or buy?’ question has been a hot one for a number of years now. The deterioration of home affordability because of rising property prices is an ongoing critical issue, particularly among young Australians wanting to buy a first home. If you’re struggling to meet the market and buy your first home, maybe the… Read more »
The end of a relationship is a tough time for anyone, but it can be much tougher if there are financial issues to deal with as well. The best way to protect your money is to know exactly where you stand. That’s why whenever we’ve been in the unfortunate situation of having to console a… Read more »
Be honest. Who’s feeling a bit of financial strain at the moment and who dreams of a big inheritance to not only solve those financial problems but also fund a better lifestyle? A mate of mine is married with three kids, two at private schools, a successful sales executive. But no matter how much he… Read more »
