It can be tough to save for a home deposit, but it’s not impossible if you follow these five golden rules. We’ve always made big sacrifices for the security of owning our own home. So, the debate about whether buying property now is harder than it was in the past doesn’t really resonate with me.… Read more »
A recent survey found that 17.5 per cent of Australian households couldn’t raise $2000 in an emergency. The question is, could you? Booming shares, property and superannuation have lifted the wealth of average Australians, but not many of us are feeling it. Low wage growth has meant that we seem to be asset rich but… Read more »
A few years of stellar returns has convinced many people that investing in property is a sure thing. Just buy a reasonable place in a suburb close to a capital city, then sit back and watch capital gains accumulate… or so the thinking goes. But before you start counting your money, we should warn you… Read more »
Balancing the family budget is one of the toughest tasks for any household. So, finding and fixing financial leaks will make it so much easier. It’s the great Australian squeeze: prices keep going up but wages growth isn’t keeping pace. No matter how tight a ship you try to run, there always seems to be… Read more »
I’d like to urge you – in the nicest possible way – to consider what will happen to your estate when you die. Yep, dead. Carked it. Fallen off the twig. I’m not being morbid or funny, but it is going to happen some time and often you don’t have any say in what happens… Read more »
Despite the Reserve Bank of Australia promising to keep official interest rates on hold until 2024, the rates we pay on some loans are already going up… and are expected to keep going up. In practice, we can already see that interest rates are rising. Australians have been enjoying home loan rates under two per… Read more »
Making sure your kids get a great financial education can go a long way to helping them become successful as an adult. With a bit of luck, it could even make your kids rich. All parents are responsible for helping their kids learn the ways of the world. But while most of us are pretty good… Read more »
From offering cash-back, merchandise or frequent flyer points, credit card rewards programs are a popular way banks entice people to sign up. But like any incentive program, you really need to crunch the numbers to see if they’re worth it. Here’s how. What do I need to spend? Rewards programs can be really worthwhile for… Read more »
Every weekday 12-1pm AEDT on Ausbiz I host The Call. During each program, we analyse 10 stocks suggested by viewers, which are reviewed by two sharemarket experts: buy hold or sell? I just love hosting this show and the experts we have on are just so knowledgeable. As a bit of fun, since 1 July… Read more »
It may not feel like it but, it’s official, the average Australian has never been richer… on paper at least. Before I go through the figures, I should point out that Aussies are asset rich but cash poor. The value of their superannuation and houses have skyrocketed, but not their wages. That’s why you don’t… Read more »
