Australia's Federal Budget 2022

What economists want from tomorrow’s Federal Budget 2022

- March 28, 2022 4 MIN READ

Overwhelmingly, Australia’s top economists would rather the Federal Budget 2022 funds measures to cut carbon emissions than cuts to income tax or company tax. They are also dead against rumoured cuts to petrol tax and the tax on beer. The Conversation’s pre-budget survey of a panel of 46 leading economists selected by the Economic Society… Read more »

Stealth tax rises in Australia

Stealth tax rises are eating into your income

- March 8, 2022 3 MIN READ

Stealth tax rises mean that when the government announces a tax cut, you’ll probably pay the same or more tax anyway. A curious feature of the Australian tax system is “bracket creep”. Taxpayers whose income climbs by no more than prices (inflation) get no increase in their living standards. Instead, they see more and more… Read more »

Joining an MLM warning
Your Business

Thinking of joining an MLM as your side hustle? Read this first

- February 23, 2022 4 MIN READ

While MLMs promise financial independence, flexibility and work-life balance, very few MLM sellers ever make any profit. Multi-level marketing (MLM) is a business model that relies on direct selling and consultants recruiting friends and relatives to also become consultants, salespeople or distributors. MLM salespeople sell products – such as beauty products, kitchen wares, essential oils… Read more »

What is CSR - corporate social responsibility
Your Money

What is corporate social responsibility or CSR?

- February 10, 2022 4 MIN READ

With the world facing an ever-growing number of environmental and social challenges, investors are increasingly expecting corporations to “do the right thing” and contribute positively to the community. This is known as corporate social responsibility or CSR. Investors play an important role pushing firms towards becoming better corporate citizens. So, what do investors (including those of… Read more »

Fixed-rate Australian mortgages should be longer term

What’s wrong with Australian mortgages?

- February 8, 2022 3 MIN READ

If you’re paying off a mortgage – or aspiring to – imagine if you didn’t have to worry so much about rising interest rates. That’s already the reality for US home buyers. Unlike in Australia, most mortgages in the US have a fixed-interest rate, locked in for 30 years. Instead of having to wait and… Read more »