If you constantly feel stressed about money, it might be because you’re living on top of a financial cliff. That’s because when it comes to money, simple mistakes can have serious consequences. Some people seem to prefer to fail first before changing their approach, but that can be an expensive way to learn. Over time… Read more »
If you want to build your own Future Fund for kids or your grandkids, these are the stocks experts currently recommend you buy. I often get asked by parents and grandparents about stocks to invest in to build a portfolio to help pay for the future education and costs of raising children. As I have… Read more »
If you have been made redundant, it’s important that you take steps to manage the financial and emotional impact. Redundancy is difficult emotionally and financially at any time. But right now, with a tough employment market, it can feel like an even bigger blow. Here’s what to do as soon as you hear you’ve been… Read more »
Getting in touch with what matters most to you can flip how you view your finances. In fact, knowing your key values can help you manage your money far more effectively. When we think about our finances, we tend to think about budgets, investing, spending and saving. In essence, we’re thinking about money. And why… Read more »
Data shows that seven out of 10 Aussies over 55 can probably take an early retirement. But there’s work to be done. If you’ve been madly punching the numbers into online retirement calculators and coming up short, you’re not alone. Cameron Dickson, Managing Director of financial advisory company The Moreton Group, reckons most calculators are… Read more »
These top money lessons are actually less about money and more about character. Which makes them the kind of life lessons that everyone should learn as early as possible. I got my first job at age 12 and I’ve been working ever since. I wouldn’t say I have “nothing to show for it” (though there… Read more »
Nearly 30 per cent of Australian households don’t have renters insurance, with many seeing it as a ‘nice to have’ rather than a must-have. One of the perks of being a renter is that it’s your rental provider’s responsibility to insure the building and make repairs when necessary. What happens though if your personal belongings get… Read more »
The gender pay gap currently stands at 14.2 per cent. It has a knock-on affect for women across every stage of life. Each year Equal Pay Day is marked on the calendar. It’s the date that represents the number of extra days a year that women need to work to earn the same average annual… Read more »
You know the pattern: your income goes up (yay), but so does your spending (boo). It’s called lifestyle inflation or lifestyle creep, and it’s keeping you from building your wealth. Do you also have a bit of a laugh when you look back at your first salary? Mine was $18k a year, which even then… Read more »
Don’t underestimate the impact of psychology on a property’s sale price. After all, for many, buying a home is much more of a psychological decision than a logical one. With the real estate market undergoing an unexpected boom, more property owners are considering selling up. Whether it’s to claim capital gains accumulated over the years,… Read more »
