Your Money

Australia’s two-speed residential property market

- November 22, 2024 3 MIN READ

A terrific report from Ray White chief economist, Nerida Conisbee, has us thinking about the outlook of Australia’s two-speed property market. There are two distinct markets at the moment, although both are showing signs of slowdown. The coolest markets are Sydney, Canberra, Melbourne and Hobart with these cities having increased on average by 2.9 per… Read more »

Your Money

Why you should invest overseas right now

- November 22, 2024 3 MIN READ

Thinking about investing in international markets? This is why it’s a great time to take to leap. If you’ve been keeping an eye on the stock market lately, you’ve probably noticed it’s been on a bit of a tear. From tech giants to commodities, international markets are delivering jaw-dropping returns in certain places. Tesla added… Read more »

Your Money

Do people trust AI on financial decisions?

- November 15, 2024 3 MIN READ

We found it really depends on who they are … Gertjan Verdickt, University of Auckland, Waipapa Taumata Rau When it comes to investing and planning your financial future, are you more willing to trust a person or a computer? This isn’t a hypothetical question any more. Big banks and investment firms are using artificial intelligence… Read more »

Your Money

Are you on track for retirement?

- November 15, 2024 3 MIN READ

We all know we need to financially prepare for retirement, but here’s what that actually looks like – in real terms.  Planning for retirement can sometimes feel like you’re trying to hit a moving target, especially when it’s years  – or decades – down the track and you’re juggling all sorts of financial commitments. The… Read more »

Your Money

Property opportunities when the market is high

- November 8, 2024 3 MIN READ

‘Strike when the iron is hot’, the saying goes. When it comes to buying property, people tend to be wary of a heated market with high interest rates.  But here’s how you can take advantage. Not too late The residential property market has shown great growth over recent years and when markets are this high,… Read more »

Your Money

What the CPI figure actually means

- November 1, 2024 3 MIN READ

As I’ve been saying, there will be no interest rate cut until 2025. Let’s take a closer look at the new CPI figure … Before the latest quarterly CPI figure was released, financial markets had factored in a 30 per cent chance of an interest rate cut at the December Reserve Bank board meeting. After… Read more »

Your Money

Reverse mortgages: Could they work for you?

- November 1, 2024 4 MIN READ

Thinking of staying put in the family home, rather than downsizing in retirement? A reverse mortgage is worth considering. Here’s what you need to know. If you’re over 60 and own your home, a reverse mortgage could let you tap into some of that hard-earned equity without selling up or moving out. But reverse mortgages… Read more »

Your Money

What drives the value of the Australian dollar?

- October 25, 2024 2 MIN READ

Since Paul Keating floated the Australian dollar 30 years ago, the average value against the US dollar has been in the mid to late US70 cent range. That’s a big range for such a small economy. In fact, the Aussie dollar is one of the most traded currencies in the world. A high Australian dollar… Read more »