5 things that self-made millionaires do differently
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Thinking of staying put in the family home, rather than downsizing in retirement? A reverse mortgage is worth considering. Here’s what you need to know. If you’re over 60 and own your home, a reverse mortgage could let you tap into some of that hard-earned equity without selling up or moving out. But reverse mortgages… Read more »
Since Paul Keating floated the Australian dollar 30 years ago, the average value against the US dollar has been in the mid to late US70 cent range. That’s a big range for such a small economy. In fact, the Aussie dollar is one of the most traded currencies in the world. A high Australian dollar… Read more »
Wrap your head around super pension payments with this explainer: Superannuation is arguably the most tax-effective way to save for retirement here in Australia. But when it’s finally time to tap into your hard-earned money, there’s a big decision to make: do you take a lump sum or start drawing a pension from your super?… Read more »
Investing can appear to be daunting and complicated. But it doesn’t have to be if you understand investing isn’t a one-size-fits-all game and knowing your risk profile makes your decision making so much simpler. How much risk you’re comfortable with when putting your money to work cuts down your choices, makes choosing the right investment… Read more »
Term deposits have long been a popular option for Australians who want a safe investment harbour for their savings. But now that interest rates on term deposits have started to slide, many investors are wondering if there are better options out there. How, exactly, can you get the most bang for your buck? If you’re… Read more »
Did you know you could get a lower interest rate and improve the value of your home while making it more energy efficient as well? According to a Compare the Market analysis, borrowers with a $750,000 loan could reduce their monthly repayments by $170 when they refinance from an average variable rate of 6.3 per… Read more »
Abolish negative gearing at your peril … but there is no doubt it needs reform. The system is being rorted! Negative gearing was introduced into Australia in 1936, in the midst of the Great Depression, to encourage investors to buy property and then rent them out to those who can’t afford to buy their own… Read more »
Most would agree that the Australian property market has been nothing short of turbulent in the past few years, so much so that Melbourne has found itself in an unusual position … Once the second-highest city in terms of median dwelling values, it has since been relegated to sixth place – overtaken by all other… Read more »
Please, check you have all your superannuation. Australians are missing out on more than $17.8 billion in lost and unclaimed superannuation, according to new data from the Australian Taxation Office (ATO). Many people are unaware that they may have money waiting for them due to outdated contact details or forgotten super accounts. Since 2021, the… Read more »
With just under $35 billion of dividends being paid out to investors between August and October 2024, that nice little cash bonus into your portfolio always comes as a nice surprise. And also, a reminder of the power of dividends on total returns. This year’s payout is up 5 per cent on a year ago… Read more »
