Your Money

Why Melbourne has lost its property crown

- September 20, 2024 4 MIN READ

Most would agree that the Australian property market has been nothing short of turbulent in the past few years, so much so that Melbourne has found itself in an unusual position … Once the second-highest city in terms of median dwelling values, it has since been relegated to sixth place – overtaken by all other… Read more »

Your Money

How to reclaim your lost super

- September 20, 2024 < 1 MIN READ

Please, check you have all your superannuation. Australians are missing out on more than $17.8 billion in lost and unclaimed superannuation, according to new data from the Australian Taxation Office (ATO). Many people are unaware that they may have money waiting for them due to outdated contact details or forgotten super accounts. Since 2021, the… Read more »

Your Money

The power of dividends on your returns

- September 13, 2024 4 MIN READ

With just under $35 billion of dividends being paid out to investors between August and October 2024, that nice little cash bonus into your portfolio always comes as a nice surprise. And also, a reminder of the power of dividends on total returns. This year’s payout is up 5 per cent on a year ago… Read more »

Your Money

Don’t let insurance companies play you for a sucker

- September 6, 2024 3 MIN READ

Insurance premiums have become one of the main drivers of inflation, along with rent and housing construction costs. These three factors are contributing to the sustained high-interest rates that are squeezing regular Australian households. The big question is: are insurers playing us for suckers? The excuse for higher premiums has been that it’s because of… Read more »

Your Money

How to avoid an unexpected tax bill

- September 6, 2024 2 MIN READ

The Australian Taxation Office (ATO) is giving taxpayers some simple ideas to help avoid an unexpected tax bill next tax time. There are easy steps you can take right now to ensure the correct amount of tax is being put aside throughout the year. Such as: Let your employer know if you have a study… Read more »

Your Money

Stock watch: Keeping an eye on resource giants

- August 26, 2024 2 MIN READ

No one can really pick the best time to buy and sell shares, but this is a good strategy when it comes to the big resource giants.  As investors we all know resource giants are cyclical.  That is their share prices fly high when commodity prices are booming, but then plunge when commodity prices fall.… Read more »

Your Money

How to give yourself an interest rate cut

- August 26, 2024 3 MIN READ

With no interest rate relief coming in the near future, it’s time to do something about it yourself. Don’t wait for the RBA,  take control with this strategy to give yourself a rate cut: Negotiate a lower rate Just one-in-three Aussie mortgage holders have tried to negotiate a lower rate this year. Amazingly, 70 per… Read more »

Your Money

How to do debt consolidation right

- August 26, 2024 3 MIN READ

Interest rates will stay high well into next year, making household debt management a huge priority for Australians. Loan repayments are crippling family budgets at a time when cost of living pressures are squeezing spending and credit card balances rise to plug the gap. Debt consolidation has become the ultimate cure to manage the total… Read more »