There are definitely some key property investment warning signs to keep an eye on. That said, I am a firm believer that when it comes to property investment there isn’t one single ‘right strategy’ that suits everyone. Choosing a successful strategy should come down to your attitude to risk, time availability, skill, and financial circumstances… Read more »
Despite the Reserve Bank of Australia promising to keep official interest rates on hold until 2024, the rates we pay on some loans are already going up… and are expected to keep going up. In practice, we can already see that interest rates are rising. Australians have been enjoying home loan rates under two per… Read more »
From offering cash-back, merchandise or frequent flyer points, credit card rewards programs are a popular way banks entice people to sign up. But like any incentive program, you really need to crunch the numbers to see if they’re worth it. Here’s how. What do I need to spend? Rewards programs can be really worthwhile for… Read more »
Every weekday 12-1pm AEDT on Ausbiz I host The Call. During each program, we analyse 10 stocks suggested by viewers, which are reviewed by two sharemarket experts: buy hold or sell? I just love hosting this show and the experts we have on are just so knowledgeable. As a bit of fun, since 1 July… Read more »
I’ve found it’s actually our basic psychology that pushes us to make bad decisions with money. But you can hack the system… The more research and work I do with people around money, the more I realise we’re actually hard wired to be unsuccessful. We’re destined for failure from the start and actually have very… Read more »
It may not feel like it but, it’s official, the average Australian has never been richer… on paper at least. Before I go through the figures, I should point out that Aussies are asset rich but cash poor. The value of their superannuation and houses have skyrocketed, but not their wages. That’s why you don’t… Read more »
No matter where you are in life, partnering with a good financial adviser will help to set and achieve your financial goals. But with over 15,000 advisers operating in Australia, finding someone with the right combination of trustworthiness and expertise can be tough. Here are five tips to get things started and give yourself your… Read more »
During COVID, all levels of Government provided economic stimulus payments to business and individuals. Many have to be included as income in your tax return and it can be confusing to know which ones apply. Here’s a quick summary of how each kind of payment should be treated in your tax return. If you’re unsure… Read more »
Would you believe that according to figures from the Reserve Bank, Aussies paid $3.56 billion in personal bank fees last financial year? That equates to around $364 per household in bank fees a year. The good news is we’re wising up to the bank fee rorts – these amounts were 10 per cent down on… Read more »
While the term “debt” can make most Aussies cringe and run in the opposite direction, there are a number of ways you can use debt to your advantage and build wealth. It may sound like the biggest oxymoron in history, but it’s true – if done responsibly and with the right guidance. Remember though, before… Read more »
