5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
Ray White chief economist Nerida Conisbee recently analysed investments to report on the best performing assets over the last 10 years and Bitcoin came out well in front. Nerida Conisbee is the economist for property group Ray White and I’ve known her for years… I love the way she thinks. So I was interested in… Read more »
Get a jump on the new year and start planning where you are headed financially. If, like many at this time of year, you find yourself with no savings, a credit card debt and no idea where your money is going, then now is a great time to set some new financial goals and start… Read more »
Everyone wants to get the best possible interest rate from their bank. And this is the best home loan bargaining tool you’ll ever get. Okay, listen up if you have a home loan or know someone with a mortgage. I constantly encourage you to negotiate with your financier to get a better deal, to ask… Read more »
Australia’s banks are some of our largest and most profitable listed companies, with the big four on track to rake in billions of profit this year. How do they make such big profits? From you, their customers. By immediately passing on rate rises to home loans but not giving savings accounts the same courtesy. Charging… Read more »
There’s no doubt we all need a pay rise to help us keep up with inflation. But just how much is needed and how can we increase our chances of getting it? CommSec released a fascinating research report which has taken the latest inflation figures and applied them to average weekly earnings. It found the… Read more »
Instead of just accepting the current wave of repayment increases from your bank, it can be really worthwhile to look around for a better deal and refinance. And lots of people are doing just that. A record breaking $18.88 billion of loans were refinanced in August, while $201 billion worth of home loans have switched… Read more »
Building a long term share portfolio is a lot like coaching an AFL footy team. Stock selection is all about the right companies, playing the right roles and in the right positions. A lot of people have trouble knowing how to build a strong portfolio of shares and I often explain it using the AFL… Read more »
I love sport. I’ll watch anything that is played well and at footy finals time we get to watch the best play the best. Obviously, with my association with Port Adelaide Football Club, I’m a mad AFL fan. While I love watching remarkable sporting achievements from the stands, I also marvel at the focus, training… Read more »
Index investing a considered a lower cost way to diversify your portfolio, but it’s worth noting that these kinds of funds can also have an impact on your other share investments. Many big superannuation and investment fund managers follow strict investing criteria, which is often based around investing in stocks within a certain stock market… Read more »
When your wallet’s feeling the pinch, planning meals, buying in bulk, shopping at sales and avoiding takeaway food can all help feed your family on a budget. With Australia having one of the highest cost of living in the world is it any wonder we’re worried about making ends meet? While there isn’t much we… Read more »
