5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
Do you know if you’re on track for a comfy retirement? How much super should you have in your account already? And what should you do if there’s a gap (because trust me, there’s probably going to be a gap)? Not many 20-year-olds get their first job and think, “Yippee, I’m on my way to… Read more »
It’s time to stop ‘getting around to’ pulling in your spending and make some simple changes to save money right now. This minute. According to Credit Suisse’s Global Wealth Report, Australians are the richest people in the world. But it sure doesn’t seem like that. While superannuation and property values have had good gains, slow… Read more »
In a nutshell, dollar cost averaging is an investment strategy that can minimise your risk. When it comes to trading shares, the old adage of buy low sell high seems to make perfect sense. But no one can predict the future and even investment professionals struggle to time the market correctly. As for everyday investors,… Read more »
Aussie banks are wising up to new spending habits by offering no-interest credit cards. But do they stack up against BNPL offerings? The extortionate interest rates still being charged on most credit cards is outrageous. Australians are onto this rort and credit card usage and outstanding balances are plummeting. Another factor has been younger consumers… Read more »
It’s ridiculously easy to get stuck in metaphorical quicksand when making financial decisions. To help us out, financial adviser Andrew Dunbar shares a reliable framework to guide the process. Ever notice yourself spending more time on trivial decisions than you do on the significant ones? You’re not alone. It’s often called ‘decision quicksand’, as these small… Read more »
What are ETFs, and why does this matter to the value of cryptocurrency? The Bitcoin bulls are racing again. A year ago the cryptocurrency was valued at less than US$12,000. Now it has passed the symbolic milestone of US$60,000, nudging the US$63,255 record it reached in mid-April, before its price fell to as low as… Read more »
It seems simple, but figuring out the best place to keep your money to boost your cashflow can be confusing. Financial planner Ben Nash shares some common sense advice. It’s common these days for people to have a bunch of bank accounts, loans, credit cards, and savings accounts. But keeping your money in the wrong… Read more »
If you’re an Aussie investor looking to diversify into global stocks, Josh Gilbert’s current picks should catch your eye. Most people have probably heard of some of the popular leaders of the stock market including the FAANG stocks (Facebook, Amazon, Apple, Netflix, Google), as they are the companies that dominate the tech universe. But did… Read more »
To start investing, you need cash. And to get cash, you need a budgeting strategy that makes it as easy as possible to stash your cash away. Enter the three pots saving method. Let’s face it, saving can be tricky, especially when there are so many other financial demands in life – your rent or… Read more »
You wouldn’t wish a personal financial crisis on anyone. A personal financial crisis (PFC) can be so debilitating across your entire being. It can feel as though your whole life is about to come crashing down like a house of cards. A PFC can be triggered by a range of factors but the most common… Read more »
