Robots doing your investing. No it’s not the latest Will Smith movie, this is real life. Your superannuation fund manager already probably uses computers to chart share price movements or compute formulas to produce “buy” or “sell” signals on their current investment portfolio. So it was only a matter of time that computer investing would… Read more »
The start of a new financial year should be a time to step back and assess how your investments are tracking and whether they are stacking up to your expectations. It has been a wild ride with markets spooked by everything from the rise of Donald Trump to Brexit to our own marathon inconclusive election… Read more »
Low inflation is here to stay and it will wreck your investment expectations. Get used to it because we are all going to be forced to adjust. It means reassessing everything. From how long it will take to save for a home deposit to what you’ll need to contribute for retirement. Remember when we used… Read more »
Savers, retirees and other income-focussed investors are facing slim pickings at the moment. With interest rates sitting at record lows, savings accounts and term deposits are offering record low returns… and many experts are tipping rates could fall even further. For those after income from their investments to fund their retirement or lifestyle, the challengno… Read more »
The Federal Budget is now behind us and the long boring election campaign is just getting started. For all the initiatives outlined in the Budget, they’re worth nothing if the Turnbull isn’t re-elected… and if they’re not there is no guarantee they’ll push ahead with what’s been announced. There’s an old saying in politics, “do… Read more »
We’d all love a bit of extra time in our lives, and this year we’ll get just that. That’s right, 2016 is a leap year which means that your February just got a day longer. This is great if you can weasel a day off, but if you’re on a fixed annual salary you’ll… Read more »
There’s a lot of pessimism about property at the moment, with headlines tipping 2015’s hot markets to go off the boil and bad patches to get worse. It’s a big change of tone from the last few years, where east coast property could seemingly do no wrong. So where is residential property headed in 2016,… Read more »
The start of a new working year is a great time to reflect on where your career is heading, and whether you’re getting paid enough to head there. If you feel shortchanged, there’s really no avoiding having the uncomfortable conversation that every employee dreads… The pay negotiation. To help you get through this tricky chat… Read more »
Australian’s love their big banks. Not necessarily paying them fees or watching them ratchet up interest rates, but as investors we just can’t get enough of them. In fact, most Australians would be an investor in our banks either directly or through their superannuation fund. They have been stunning investment performers run over the last… Read more »
End of the year is fast approaching, business confidence is up so bosses should be in a brighter mood than this time last year. So now is the time to start planning how to get the boss to agree to a Christmas bonus or a New Year pay rise. Here’s a strategy to give you… Read more »
