5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
Stop believing these investing myths (they’ve all been well and truly busted!) and just get started already. It’s not the right time, I’m too poor, it’s too risky. We’ve heard it all before and it’s all not true! We want to bust these three investing myths that continually stop people from getting started investing. It’s… Read more »
Christmas is usually about festive joy and fiscal stress. So, it’s time to make the most of the next 12 days of Christmas to limit any fiscal follies and ensure your gifts are financially fruitful. So here’s your 12-day action plan: 1. Gifts that don’t cost Be creative in your gift giving. Many parents with… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: How can I make more money? Apart from the lucky few who inherit a motser, there are basically two ways to ‘get rich’: make more money or use the money you… Read more »
There are a million and one excuses for not saving and every single one of them is bogus. You *can* save every month and here’s how. By Daniella Doughan Can’t save money this month? I’m calling bullshit. Saving is a habit you need to get into right now. Even though you might have to ditch other… Read more »
What exactly is mortgage stress, and how can you overcome it without losing your home? With the Reserve Bank of Australia (RBA) signalling that interest rates are anticipated to rise in 2024, many banks and home loan providers have started to shift their own fixed rates. Many of these changes have seen these financial institutions… Read more »
New research from CommBank has revealed that a quarter of Aussies have considered buying into a property share. When asked what was driving the property share trend, over two-thirds said affordability was the main reason. This was followed by buying a bigger/better property and spreading the financial risk if anything went wrong. Property share makes… Read more »
Avoid the sting of credit cards at Christmas with these tips for staying on track. Tip #1: get the lowest-possible rate card you can. It happens every Christmas. We go on a Christmas shopping splurge and feel great… until the credit card bill arrives in January. Outstanding balances can provide a horrible financial sting. New… Read more »
Whether you’re schmoozing a salesperson on the showroom floor, or haggling a private seller for an old runabout, buying a car is an exciting time. But it can also be a financial minefield, and if you’re not careful it’s easy to end up hundreds – or even thousands – of dollars out of pocket. No… Read more »
What is the 4 per cent rule, how does it work and is it reliable? The 4 per cent rule is a rule of thumb that helps investors easily calculate how much they need to save in order to ‘live off the earnings for the rest of their life’. Without this guideline, it would be… Read more »
Tougher lending restrictions are being introduced for mortgages from December. Here’s what that means for new borrowers. With most banks and home loan providers already operating under the new Credit Contracts and Consumer Finance Act (CCCFA), the process around applying for home loans is changing. The level of evidence required for a home loan is… Read more »
