Aussie banks are wising up to new spending habits by offering no-interest credit cards. But do they stack up against BNPL offerings? The extortionate interest rates still being charged on most credit cards is outrageous. Australians are onto this rort and credit card usage and outstanding balances are plummeting. Another factor has been younger consumers… Read more »
If you feel like your debts are getting away from you, it’s time to get busy with debt consolidation. Credit card debt can be a tough burden to carry, especially when sky high interest rates continue to compound and grow the interest cost each month. Throw in a mortgage, a car loan and another credit… Read more »
PayPal has a new Buy Now, Pay Later product called Pay in 4. Here’s the lowdown on what they’re offering and how it compares to what’s currently out there. Buy Now, Pay Later (BNPL) is hot… with both shoppers and investors. Shoppers love the convenience and investors have loved the booming share prices of companies… Read more »
One in four Australians have been the victim of identity crime at some point in their lives. It’s a scary stat, and the threat of identity theft is something we all need to be vigilant about. You may not think someone would want to steal your identity, but you’d be wrong. Details such as your… Read more »
Your credit score is vitally important for you and your financial health and wellbeing. Why? Because it is one of the key attributes lenders use to determine whether or not they’re going to offer you finance, and at what rate. “Ultimately, it can make the difference between you getting the finance for your dream home… Read more »
The concept of ‘Buy Now, Pay Later’ (BNPL) has revolutionised consumer behaviour across the world. At last count, up to 30 per cent of the Australian population had an account with at least one of the 5000-plus suppliers offering BNPL services. Afterpay was the most prominent, accounting for 73 per cent of the market. The… Read more »
Are you tired of the outrageous interest rates the banks are still charging on credit cards? Understandably there’s a growing trend of getting rid of them altogether! Frankly the banks and credit card companies have been treating us like mugs for so many years, but now we’re telling them to get stuffed. The interest charged… Read more »
