In a nutshell, dollar cost averaging is an investment strategy that can minimise your risk. When it comes to trading shares, the old adage of buy low sell high seems to make perfect sense. But no one can predict the future and even investment professionals struggle to time the market correctly. As for everyday investors,… Read more »
Despite a ‘home country bias’, investing overseas is picking up speed in Australia. Here’s what you need to know. Australian investors have long shown a ‘home country bias’, which is a fancy way of saying we prefer to invest in our own backyard. Some Australians have exposure to overseas shares via their super fund, but… Read more »
Job security? What job security? It’s almost as though the concept has completely disappeared in this COVID age of lockdowns, stand downs and failing companies. It’s not just COVID putting people out of work either. Modern business practices mean companies continue to “resize”, “downsize”, “re-engineer”, or whatever the latest management buzz word is. In the… Read more »
If you can’t get comfortable with risk, opportunities to grow your wealth are greatly reduced. Because when it comes to investing, the bigger the risk, the bigger the reward. “When confronted with the sharemarket moving up and down, there’s a perception that it’s just too risky,” says Julia Lee from Burman Invest. “There’s a reason… Read more »
The ATO has a vigilant tax audit program in place. So at tax time it’s critical to assess the risk profile of your investments and know what they’re looking for. With group certificates and financial year end investment statements about to hit, the attention of most investors turns to tax. The aim is not to… Read more »
There are definitely some key property investment warning signs to keep an eye on. That said, I am a firm believer that when it comes to property investment there isn’t one single ‘right strategy’ that suits everyone. Choosing a successful strategy should come down to your attitude to risk, time availability, skill, and financial circumstances… Read more »
Australia’s two biggest property markets, Sydney and Melbourne, are projected to hit new peaks by the end of 2020 that could see regulatory authorities reintroduce measures to calm an overheated market, according to RiskWise Property Research. While the market has been subdued for around two years, the Reserve Bank’s interest rate cuts and relaxed lending… Read more »
