Improve your borrowing power
Your Money

4 strategies to improve your borrowing power

- October 27, 2023 2 MIN READ

Borrowing power has plunged over $260,000 for some Australian families, trapping many mortgagees that can’t qualify for better rates, and hampering house hunter hopefuls. Lenders have been far more cautious in an effort to offset the risk of recession and higher rates that could impact long-term serviceability. Fixed rate borrowers who have just had their… Read more »

Should you lend your adult kids money?
Your Money

5 lower-risk ways to lend your adult kids money

- July 15, 2022 3 MIN READ

People regularly ask me whether they should lend money to their adult kids, and in most cases my advice is simple… don’t.  That may sound harsh, but it’s actually well intentioned. I’ve seen too many close friends lose big chunks of their savings when they act as a family bank and things go wrong.  And… Read more »

Ditch the debt for good
Your Money

6 steps to face reality and ditch the debt

- March 23, 2022 4 MIN READ

It can feel like a never-ending cycle of pain, but there are things you can do to ditch the debt and step off the carousel. There’s nothing worse than feeling overwhelmed by debt. It is a harrowing experience which can often seem to have no end. But there is a solution. It is never quick… Read more »

Investing lessons I learned the hard way
Your Money

4 investing lessons I learned the hard way

- March 4, 2022 3 MIN READ

Take it from someone who’s learnt the ins and outs of the sharemarket the hard way; it’s expensive, exhausting and a waste of time to learn your own investing lessons. By Alex Brophy They say financial markets have short memories, which is why they always seem to fall down the same holes. Rampant speculation, asset… Read more »

Passive income ideas Australia
Your Life

10 passive income ideas to up your game

- January 18, 2022 5 MIN READ

Sit back and watch your money grow with these clever passive income ideas that will diversify your income without taking up your time. Passive income is the key to taking back your time and growing your money. It’s basically another income stream that doesn’t require your time on an ongoing basis. So while you may… Read more »