Your Money

Stock watch: Keeping an eye on resource giants

- August 26, 2024 2 MIN READ

No one can really pick the best time to buy and sell shares, but this is a good strategy when it comes to the big resource giants.  As investors we all know resource giants are cyclical.  That is their share prices fly high when commodity prices are booming, but then plunge when commodity prices fall.… Read more »

Your Money

How to give yourself an interest rate cut

- August 26, 2024 3 MIN READ

With no interest rate relief coming in the near future, it’s time to do something about it yourself. Don’t wait for the RBA,  take control with this strategy to give yourself a rate cut: Negotiate a lower rate Just one-in-three Aussie mortgage holders have tried to negotiate a lower rate this year. Amazingly, 70 per… Read more »

Your Money

How to do debt consolidation right

- August 26, 2024 3 MIN READ

Interest rates will stay high well into next year, making household debt management a huge priority for Australians. Loan repayments are crippling family budgets at a time when cost of living pressures are squeezing spending and credit card balances rise to plug the gap. Debt consolidation has become the ultimate cure to manage the total… Read more »

Your Money

4 simple hacks to slash your home loan

- August 9, 2024 4 MIN READ

Don’t wait for the RBA to cut rates. Do it yourself with these home loan hacks. The Reserve Bank is not going to save borrowers by cutting interest rates anytime soon. That is the very clear message from RBA Governor Michele Bullock recently. But rather than wait for a future official rate cut to ease… Read more »

Your Life

Is raiding your super to buy your first home a solution? Maybe

- August 9, 2024 3 MIN READ

The answer to Australia’s housing affordability problem remains a controversial debate for policymakers while new building supply falls painfully short of demand. Grants and handouts? They just fuel higher property prices. Put an end to negative gearing? You risk losing investors and rental supply. Now, the federal opposition reckons early access to superannuation could be… Read more »

Your Money

RBA Governor slams big-spending politicians

- August 9, 2024 2 MIN READ

There is always a blame game when it comes to interest rates, and now to RBA is pointing the finger … I’ve been saying for a while that Australians don’t deserve another interest rate hike to fight inflation because we are doing the right thing by reigning in inflation. Cost increases are mostly coming from… Read more »

Your Life

The latest property market news remains mixed

- August 2, 2024 3 MIN READ

Units are starting to overtake houses in the growth rate race – here’s why. There have been a couple of big property updates from Ray White and CoreLogic this week which shows a two-speed property market and also that home unit values are starting to outpace the growth rate of houses. According to real estate… Read more »