5 things that self-made millionaires do differently
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10 business lessons from a lemonade stand
Lately, people have been telling me they’re considering adding a small dwelling to their backyard… either to generate rental income or to give their grown-up kids a place to live. Despite rising construction costs and higher interest rates, relaxed planning laws are making these builds easier than they once were. But is adding a granny… Read more »
I speak at a lot of retirement seminars and the most common question is, “How much do I need in my superannuation to fund a comfortable retirement?” The answer is very individual because it depends on what sort of retirement lifestyle you choose. Everyone is different, with different spending habits, hobbies and passions. ASFA benchmarks:… Read more »
The rush you feel when clicking “buy now” or tapping to pay isn’t just excitement – it’s chemistry. A hormone and neurotransmitter called dopamine is released, rewarding us with a little hit of happy… it’s like a gold star for achievement. “Well done, good job,” it whispers as we walk out of the store, shopping… Read more »
When our kids were younger and still living at home, our pantry was stocked with no-name products. Buying generic has long been a supermarket savings hack in the Koch family. I assumed everyone else’s cupboards and fridge looked much the same … But it turns out more than half of Australians are missing out on… Read more »
With interest rates on the rise again, so are your loan repayments … and that’s a big hit on your family budget. So, now is the time to look at better managing your debt and trying to reduce your most expensive loans. Credit card debt can be a tough burden to carry, especially when unnecessarily… Read more »
From Perth to Penrith, Aussies are slapping solar panels on their roofs … and for good reason. Electricity prices are climbing faster than a huntsman up a wall, and many households are looking for ways to rein in their power bills. Solar systems – and increasingly, home batteries – are among the most practical solutions.… Read more »
Punishing property investors has wider implications for the housing crisis … particularly the rental market. Rents are rising faster than inflation, so recently I shared some ways tenants can push back. Now, with the Federal Government considering changes to capital gains tax concessions as part of the housing affordability debate, renters have more to worry… Read more »
Regional Australia has extended its lead over the capital cities, with dwelling values rising 3.2 per cent over the three months to January, compared with a 2.1 per cent increase across the combined capitals. The result marks a clear shift in market momentum as affordability, renewed internal migration and competitive conditions direct more buyers towards… Read more »
Millions of Australians are set to pay hundreds more each year for their private health insurance, after the Federal Government confirmed the largest round of premium increases since 2017. From 1 April, private health insurance premiums will rise by an industry average of 4.41 per cent. The average increase has come in well above the… Read more »
Rents are soaring across Australia, with increases now well above inflation. For many tenants, the cost-of-living crisis is crippling, especially as everyday essentials like groceries, electricity and petrol continue to climb. But here’s the good news: if you are paying ever-increasing rent, you don’t have to just cop it. There are practical steps you can… Read more »
