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While I constantly focus on the residential property market in this newsletter, lately I’ve been getting a lot of questions about commercial real estate. With Australia’s tight housing supply, it makes sense that property investors are now looking beyond the glossy residential listings. So, I chatted with Vanessa Rader, Ray White’s Head of Research, about… Read more »
A staggering 41 per cent of Australians would consider going into debt to fund their Christmas and summer holiday spending, according to a survey from Compare the Market (CTM). What’s more, nearly half of those surveyed said they plan to pay for Christmas using credit cards, personal loans and Buy Now, Pay Later Services. It… Read more »
It’s that time of year again when we get a inkling of what’s coming … Millions of Australians with health insurance will likely pay even more for cover from April 2026, as the federal government is already in the process of reviewing proposed price changes from health insurers for the New Year. It comes as… Read more »
The whole world is watching Japan right now … and for good reason. Bond markets are something many everyday investors find complicated and, frankly, a bit boring. But for institutional and professional investors, they are anything but. Bond markets act as the canary in the coal mine for the global economy and financial system. It… Read more »
Can spending plastic money ever be a good thing? Perhaps. I tend to be wary of credit cards. The temptation to overspend is always there when you can access funds with just a tap of your card or phone. High interest rates and sneaky hooks – like minimum repayments or offers to lift your credit… Read more »
Despite a fall in unemployment and a strong increase in job creation, this hasn’t had a huge impact on wages. The Reserve Bank continues to remind us that wages can be a major driver of inflation but the latest figures show wage growth is bang on what the RBA is forecasting. The numbers The Wage… Read more »
A good money app should do three things well: show you where your cash is going, warn you about upcoming bills, and nudge you into better habits (without lecturing you). The apps below tick all those boxes in different ways. Some are simple ‘envelope’ budgeters, while others use open banking to pull in your transactions… Read more »
The pace of growth in Australian home values accelerated in October, rising by 1.1 per cent – the fastest monthly gain since June 2023. According to property research group, Cotality, momentum has been building in the rate of housing value growth since the first interest rate cut in February, pushing the annual pace of growth… Read more »
While we always focus on the ‘big picture’ economic data for the country as a whole, I’m always fascinated by how the individual states and territories are performing. CommBank publishes a quarterly State of the States report, which always makes for great reading. The findings Overall, the latest report found that the economic performance of… Read more »
As the bull run on global sharemarkets accelerates unabated, investors continue to pile in with a herd-like mentality. With this heady rush, I think it’s a good time to remind sharemarket investors of one of the common pitfalls in times like these: over-speculation. As we’ve witnessed once again, the flow of funds has supercharged dividend-paying… Read more »
