Reframe sharemarket volatility to help you keep your cool when the market drops. After all, there is no gain in reacting to short-term market prices. On Monday 16 March 2020, as COVID fears spread, the Australian sharemarket (S&P/ASX 200) fell by its biggest daily percentage on record, losing almost 10 per cent. The S&P/ASX 200… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: Where should I start building wealth? You know you want to make changes to improve your financial health, but you have no idea where to start. That’s completely understandable because personal… Read more »
Rather than leap straight in, expert investors often use a ‘nibble’ strategy before taking further action. It is fascinating to me how professional investors are handling these volatile times on the sharemarket. Clouded by rising inflation and interest rates, the political tensions around Ukraine and the fundamental shift away from growth to valuing investing, equity… Read more »
Tap into the growing share economy to make and save money. There are plenty of ways to get involved. In economic terms, a ‘share economy’ is a socio-economic system built around the sharing of resources. A share economy uses an online platform to connect people who want to hire goods and services with those happy… Read more »
Investment bonds have been around for a long time, but many people are not completely familiar with how they work. Here’s a quick summary on what they are, and their risks and benefits. What is a Bond? A ‘bond’ is essentially a loan. It’s where governments and large businesses borrow money, with interest and principal… Read more »
Dollar-cost averaging can be an effective way of managing share investing risk – provided you’re patient. Put simply, dollar-cost averaging is an investing term that describes the strategy of making incremental investments over time, rather than investing all at once in a lump sum. The idea behind it is that you can reduce the impact… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: How can I buy my first home? It’s officially never been harder to get into the property market. Figures released by the Australian Institute for Progress show that it’s almost impossible… Read more »
After 11 years of interest rate cuts down to record low levels, interest rate rises are about to start, which could hurt many borrowers. But there are four things you can do to lessen the pain of interest rate rises. It’s worth exploring these so you don’t end up paying more in interest than you… Read more »
A few small lifestyle changes can make a stack of difference to both how you feel and how much you money you can save. Let’s face it. We’re all looking for ways to save a dollar or two. Frequently it’s the purchases we make on a daily basis that wind up hitting our hip pocket… Read more »
With the world facing an ever-growing number of environmental and social challenges, investors are increasingly expecting corporations to “do the right thing” and contribute positively to the community. This is known as corporate social responsibility or CSR. Investors play an important role pushing firms towards becoming better corporate citizens. So, what do investors (including those of… Read more »
