More signs that Australian consumers are locking down in the bunker. While official retail sales have been weak for a couple of months as higher loan repayments take cash out of pockets, a new Commonwealth Bank report shows consumers continued to tighten their belts in July, with spending growth declining nationally to just 1.3 per… Read more »
When your wallet’s feeling the pinch, planning meals, buying in bulk, shopping at sales and avoiding takeaway food can all help feed your family on a budget. With Australia having one of the highest cost of living in the world is it any wonder we’re worried about making ends meet? While there isn’t much we… Read more »
All of us make silly money mistakes at one stage or another, but some will affect your future more than others. It’s pretty common to make one or two questionable financial decisions when you’re young. But while some money mistakes are just a bit of fun and part of growing up, others can hang around… Read more »
Like it or not, you’re CFO of your household and you can apply some basic corporate principles to help you improve your financial position. Ever wondered what it would be like to control millions (or even billions) of dollars? For chief financial officers, it’s an everyday reality. The financial controllers of large companies spend their… Read more »
A budget doesn’t have to be all doom and gloom. Factor in some mad money and keep the rewards coming. Sticking to a budget doesn’t mean you have to deprive yourself of life’s little luxuries, you just have to plan for them and keep impulse buying under control. Hopefully you’ll be inspired to stick to… Read more »
Summer finances can be a killer on your budget. It’s the most expensive time of year for many Aussies and it can create a hefty load. Think about all the accumulated debts you’ve run up all year, then add the holiday expenses and Christmas blowouts and your finances have really taken a hit. Summer is… Read more »
We can budget and plan and save, but there’s one overwhelmingly large thing that has the ability to deplete our finances like no other: a big night out on the town. By Georgie Koch A big night out can vary in expense depending on which end of the YOLO scale it falls on. From a… Read more »
Have you been thinking about sorting your life admin but don’t know where to start? You know, all those things you never get around to, but can make your life function so much smoother and less stressful? Like organising your tax, sorting important documents, understanding superannuation and the list goes on… Here’s what you can… Read more »
Good budgeting isn’t about imposing unrealistic restrictions on your lifestyle. Instead, it’s about making sure your spending habits support what you love the most. When it comes to budgeting and financial planning, there is often a misconception that it is about imposing restrictions on your lifestyle. The reality couldn’t be more different; financial planning and… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: How often do you stick to your budget? It’s one thing to create a budget, quite another to actually stick to your budget. For many of us, budgeting tends to fall… Read more »
