Don't fall into the BNPL trap
Your Money

Don’t fall into the sticky BNPL trap

- January 26, 2022 4 MIN READ

‘Buy Now, Pay Later’ seems like the best thing that’s happened to credit since credit cards were invented. And therein lies the BNPL trap. Many people will happily use BNPL services like Afterpay and Zip Pay without issue for years. They’re the people who can afford to pay for an item outright, but shrewdly choose… Read more »

Tips for using your credit card at Christmas
Your Money

Don’t be silly with your credit cards this Christmas

- November 26, 2021 3 MIN READ

Avoid the sting of credit cards at Christmas with these tips for staying on track. Tip #1: get the lowest-possible rate card you can. It happens every Christmas. We go on a Christmas shopping splurge and feel great… until the credit card bill arrives in January. Outstanding balances can provide a horrible financial sting. New… Read more »

Break out of the credit card rut
Your Life

4 steps to break out of the credit card rut

- August 16, 2021 3 MIN READ

Australians are in a credit card rut. We’re currently paying interest on $20 billion worth of outstanding credit card balances every month. That figure seems to be stuck at that level, despite the number of actual credit card accounts dropping by 751,916 in the last year. The lowest number since February 2007. It seems higher debt… Read more »