5 things that self-made millionaires do differently
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If you feel like your debts are getting away from you, it’s time to get busy with debt consolidation. Credit card debt can be a tough burden to carry, especially when sky high interest rates continue to compound and grow the interest cost each month. Throw in a mortgage, a car loan and another credit… Read more »
It can be tough to save for a home deposit, but it’s not impossible if you follow these five golden rules. We’ve always made big sacrifices for the security of owning our own home. So, the debate about whether buying property now is harder than it was in the past doesn’t really resonate with me.… Read more »
Despite the Reserve Bank of Australia promising to keep official interest rates on hold until 2024, the rates we pay on some loans are already going up… and are expected to keep going up. In practice, we can already see that interest rates are rising. Australians have been enjoying home loan rates under two per… Read more »
While the term “debt” can make most Aussies cringe and run in the opposite direction, there are a number of ways you can use debt to your advantage and build wealth. It may sound like the biggest oxymoron in history, but it’s true – if done responsibly and with the right guidance. Remember though, before… Read more »
Are you tired of the outrageous interest rates the banks are still charging on credit cards? Understandably there’s a growing trend of getting rid of them altogether! Frankly the banks and credit card companies have been treating us like mugs for so many years, but now we’re telling them to get stuffed. The interest charged… Read more »
There’s no better time to start getting on top of your debt than right now. It’s by no means easy, but it can be a simple process. Try these steps to identify, prioritise and plan your path over the debt mountain. 1. Get a clear picture of your debt A common response to being in… Read more »
As the property industry continues to go from strength to strength, it is becoming harder for Australians to save for a deposit. The average Aussie has $28,426 in savings, but that varies greatly depending on age and gender, according to the latest figures from Finder. The report found that young Aussies aged around 23 years were… Read more »
Whether you’re buying a home or a car, taking out a business loan or applying for a credit card to help flatten the monthly cash flow, applying for and accessing credit is part of life – and often essential for businesses to grow. Being actively aware of your credit score, and knowing how you can improve… Read more »
Whether it’s for a home or car or to invest in your business, getting credit is part of life. Knowing how your credit score is calculated is really important – so let’s break it down in simple terms. We all know that we have a credit score: that magical number that can determine our financial… Read more »
For most Australians, the home mortgage, car loan and credit card debt are the three areas where most over-commitment occurs. If you find yourself in this situation, there is a way to manage it, but it’s important to speak up and ask for help. With the help of counsellors and government consumer affairs officers we’ve… Read more »
