If you’re working hard to save, but it still feels like your money is going backwards, this one is for you. By Alex Brophy Your savings are in a super tough spot right now, with low mean interest rates and stubborn inflation conspiring to eat away at the value of your cash. You see, consumer prices increased… Read more »
If you think you’re ‘too young’ to think about retirement, think again. If you want to retire rich, start saving for it now. By Alex Brophy Retiring rich is easy, until you’re old. Then your wrinkly old hands are tied to whatever assets you’ve accumulated in your taught-skinned youth. This means you should be thinking… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: How can I make more money? Apart from the lucky few who inherit a motser, there are basically two ways to ‘get rich’: make more money or use the money you… Read more »
There are a million and one excuses for not saving and every single one of them is bogus. You *can* save every month and here’s how. By Daniella Doughan Can’t save money this month? I’m calling bullshit. Saving is a habit you need to get into right now. Even though you might have to ditch other… Read more »
The problem is we value rewards today more than rewards in the future. But Future You wants you to rethink that strategy ASAP. Since having kids, I’ve found it hard to imagine the future. When they were babies, it was difficult to imagine what it would be like with toddlers. Once they became toddlers, I… Read more »
What is the 4 per cent rule, how does it work and is it reliable? The 4 per cent rule is a rule of thumb that helps investors easily calculate how much they need to save in order to ‘live off the earnings for the rest of their life’. Without this guideline, it would be… Read more »
If you’re anything like me, buying groceries is one of your biggest budget blowout areas. If we save on groceries, we’ll free up plenty of cash. I belong to quite a few budgeting Facebook groups (‘course I do) and I’m always amazed when someone pipes up that they spend something like $112 to feed a… Read more »
You’re filing in your home loan application (congrats, BTW), but the request for genuine and non-genuine savings has you stumped. Since when were savings not real savings? When filling out your home loan application, one of the most crucial aspects that your provider will request will be proof of the amount of money you have… Read more »
The Gunners were right! Once you’ve got the money basics sorted, patience is really all you need. It turns out that one of the key methods to grow your wealth requires you to do nothing much at all. At least, nothing much after you’ve set a few important plans in motion. Once you’ve set your… Read more »
If you find savings plans impossible to stick to, you haven’t tried trickle method saving. It will work for even the least engaged saver. For some, saving is easier than others, so it’s about finding the balance in your life that works for you. Some people are comfortable saving huge chunks of their pay and… Read more »
