Why market timing is so important
Your Money

Why market timing drives investment success

- August 16, 2021 5 MIN READ

The concept of market timing seems simple, but so many people get caught up in the hype and end up getting it wrong. What is market timing? Market timing involves choosing the very best time to invest money. Like Marty McFly in Back to the Future, it would be great to know in advance when… Read more »

Newbie investor mistakes to avoid
Your Money

7 common newbie investor mistakes to avoid

- August 12, 2021 4 MIN READ

Being aware of the most common newbie investor mistakes can save you a ton of emotional energy and financial pain down the track. You’re at a party, and after a few drinks your friend lets it slip they’ve “actually just invested in TechHub Ltd, apparently one of the hottest tech startups in Australia at the… Read more »

Ethical investing means responsibly investing
Your Money

What is ethical investing?

- July 27, 2021 2 MIN READ

Ethical investing means investing in companies that demonstrate positive environmental and social impact. It’s about investing according to your morals, ethics and values. Ethical investing allows you to invest in companies that demonstrate a positive environmental and social impact. Investing used to be about identifying companies based on financial returns alone, but over the last… Read more »

Golden rules of investing
Your Money

13 golden rules of investing

- June 21, 2021 3 MIN READ

As the sharemarket rollercoaster continues, it’s worth just taking a deep breath and reviewing the golden rules of investing. Let’s be honest, there’s no true formula for finding success in the sharemarket. There are so many factors at play, not least of which is your own investment personality. How much risk are you comfortable with?… Read more »

Cryptocurrency 101
Your Money

Cryptocurrency 101: Getting started

- May 24, 2021 4 MIN READ

What is cryptocurrency? Cryptocurrencies are digital currencies that are encrypted (secured) using encryption methods, also known as cryptography. Bitcoin was the first cryptocurrency, powered by a public ‘ledger’ that records and checks all transactions chronologically. This is known as the blockchain. The success of Bitcoin has led to the creation of a large number of… Read more »

Pay off your mortgage or invest
Your Money

Should you pay off your mortgage or invest?

- May 21, 2021 4 MIN READ

The continuing low interest rates has reignited the debate. Should you pay off your mortgage or invest? Mortgage interest rates are now around 3% and likely to go down further, so if you’re living the Australian dream and own your own property, your mortgage repayments could be less of a financial burden now than they once… Read more »

How to decide what to invest in
Your Money

How to decide what to invest in

- May 10, 2021 3 MIN READ

On this week’s Your Money & Your Life show, Alec Renehan from Equity Mates Investing Podcast shared his thoughts on how to decide what to invest in. General options include cash investments (such as term deposits), fixed income investments (like bonds), superannuation, P2P lending, cryptocurrency and property, but Renehan’s focus is on the sharemarket. While… Read more »