Do you know how much money is enough for you? You can only figure that out if you know what living a sufficient life looks like for you. If we want to be happy and fulfilled beings, we need to ensure we’re defining how much is enough in our lives. My company Sufficient Funds was… Read more »
If you constantly feel stressed about money, it might be because you’re living on top of a financial cliff. That’s because when it comes to money, simple mistakes can have serious consequences. Some people seem to prefer to fail first before changing their approach, but that can be an expensive way to learn. Over time… Read more »
Getting in touch with what matters most to you can flip how you view your finances. In fact, knowing your key values can help you manage your money far more effectively. When we think about our finances, we tend to think about budgets, investing, spending and saving. In essence, we’re thinking about money. And why… Read more »
Data shows that seven out of 10 Aussies over 55 can probably take an early retirement. But there’s work to be done. If you’ve been madly punching the numbers into online retirement calculators and coming up short, you’re not alone. Cameron Dickson, Managing Director of financial advisory company The Moreton Group, reckons most calculators are… Read more »
These top money lessons are actually less about money and more about character. Which makes them the kind of life lessons that everyone should learn as early as possible. I got my first job at age 12 and I’ve been working ever since. I wouldn’t say I have “nothing to show for it” (though there… Read more »
What’s the difference between general and personal financial advice? And how do you know which kind to seek out? You think you need financial help, but reckon you can go it alone. After all, there’s so many podcasts, blog posts 🙋♂️, YouTube videos and books that can help you do it all without a financial… Read more »
An offset account is a widely sought after feature of home loans in Australia. But what is it? How does it work? And is it really worth paying extra for? What is an offset account? An offset account is a transaction account linked to your home loan. Instead of paying interest, the balance is ‘offset’… Read more »
Don’t underestimate the impact of psychology on a property’s sale price. After all, for many, buying a home is much more of a psychological decision than a logical one. With the real estate market undergoing an unexpected boom, more property owners are considering selling up. Whether it’s to claim capital gains accumulated over the years,… Read more »
To say that the pandemic has been a game-changer for small businesses in Australia would be one helluva understatement. Not only is a small business playing by a whole new set of rules; they are stepping out onto a new field: online, writes Erica Jolly, digital marketing expert and delivery manager at MI Academy. According to… Read more »
When you’re in debt, the stress can feel like you’re completely snowed under. Debt snowballing is a way to put all that snow to good work… Debt snowballing is a structured, goal-based approach to debt reduction, which also has strong psychological benefits. It involves paying off smaller debts first by making extra repayments, and gradually… Read more »
