We all need one, but getting the best deal on your mobile phone isn’t always easy. In most households, mobile phones are a big hit on the budget every month. There’s the cost of the phone itself, your phone plan and the accessories… Actually, if you have teens, the phone accessories are probably your biggest… Read more »
Creating a healthy money mindset comes from first understanding and developing a good relationship with money. It’s not something that we often take the time to do, but if you sit down and trace back where your money habits first come from, you’ll have a much better understanding of where you’re heading financially. To start… Read more »
Setting some solid money goals sharpens your long-term vision to help you make good decisions in the short term. If you don’t know where you’re headed, how do you know you’re on the right road? You can work hard your whole life and never quite get to where you want to be. That’s because you’ve… Read more »
Whether you’re guilty of applying for too many loans or simply taking on more than you can handle, it’s all too easy to make some fundamental home loan mistakes. Getting a home loan can be easy. But it can also be easy to muck it up by making rookie mistakes. Here are some of the… Read more »
A rudimentary understanding of the property cycle can give you the confidence to snap up some great deals to cleverly boost your property portfolio when others shy away. I’ve been at many a dinner party discussing whether we’re at the top, the bottom or somewhere in between of the property cycle. General consensus seems to… Read more »
It’s not the amount of pocket money that matters, but the way it’s used. A few pocket money rules now will teach kids money lessons they will benefit from forever. Financial knowledge is the true value of pocket money. We followed these rules for own children and now we implement them for our grandchildren. Thankfully their parents… Read more »
Each year your superannuation statement is one of the most important bits of paper you’ll receive. Here’s our jargon-free guide to help you read your super statement to ensure your fund is delivering what you need. The average Australian is among the richest in the world. Why? Because of the value of their home and… Read more »
Once you learn how to effectively manage your bills, you’ll no longer need to fear your inbox or mailbox. Such a relief. We all know that sinking feeling when an unexpected bill arrives and throws the monthly budget out the window. It’s tough metaphorically driving around with the fuel lamp flashing, knowing you’ve got nothing… Read more »
The fast-track way to achieve financial goals is to set them in line with your core values. Then it’s just a matter of stepping your way to success. When you set goals this way, you are better positioned to get the most from the money you have. It’s far easier to keep to a budget… Read more »
There’s really no strict definition of financial maturity to benchmark ourselves against, but there are certain things we should be able to check off. How many times are we told to “act like an adult”, “grow up” or “get a bit of maturity”… whatever that means. Whether it’s behaviour, humour, manners or lifestyle, there’s a level of… Read more »
