The long term cost of panicking in a crash
Your Money

The massive long term cost of panicking in a crash

- August 20, 2021 2 MIN READ

Research group SuperRatings have completed a fascinating, and important, lesson into the cost of panicking in a crash. I know sharemarket crashes are stressful, but history tells us that those that keep their nerve come out winners. SuperRatings has proved the point. They looked at the impact of switching out of a balanced or growth… Read more »

Break out of the credit card rut
Your Life

4 steps to break out of the credit card rut

- August 16, 2021 3 MIN READ

Australians are in a credit card rut. We’re currently paying interest on $20 billion worth of outstanding credit card balances every month. That figure seems to be stuck at that level, despite the number of actual credit card accounts dropping by 751,916 in the last year. The lowest number since February 2007. It seems higher debt… Read more »

Why market timing is so important
Your Money

Why market timing drives investment success

- August 16, 2021 5 MIN READ

The concept of market timing seems simple, but so many people get caught up in the hype and end up getting it wrong. What is market timing? Market timing involves choosing the very best time to invest money. Like Marty McFly in Back to the Future, it would be great to know in advance when… Read more »

Newbie investor mistakes to avoid
Your Money

7 common newbie investor mistakes to avoid

- August 12, 2021 4 MIN READ

Being aware of the most common newbie investor mistakes can save you a ton of emotional energy and financial pain down the track. You’re at a party, and after a few drinks your friend lets it slip they’ve “actually just invested in TechHub Ltd, apparently one of the hottest tech startups in Australia at the… Read more »

Managing money in your 20s
Your Life

Top tips for managing money in your 20s

- August 10, 2021 5 MIN READ

Managing money in your 20s means learning to take risks while you dream up your future. Your 20s is the decade to take some risks. Because whatever happens, you have the most amount of time possible to recover. As you get older it becomes harder to take risks and bounce back if they fail. In… Read more »

Mortgage jargon
Your Life

A plain-English guide to mortgage jargon

- August 10, 2021 5 MIN READ

Bamboozled by all the mortgage jargon in your home loan contract? Fear not. We’ve got you sorted with our A-Z of mortgage-speak. Is there anything worse than trying to get your finances sorted but stumbling over all the mortgage jargon that flows effortlessly off the lender’s tongue? Chattels, what now? And what on earth is… Read more »

Skyrocket your finances
Your Money

Skyrocket your finances by planning for success

- August 9, 2021 3 MIN READ

If you want to skyrocket your finances, then these simple tips will help you to reach your goals. It’s not rocket science, but it works. No matter where you are in your financial journey, you can make improvements to help you reach, or even exceed, your financial goals. There’s no better time to start than… Read more »

Misleading money tips
Your Money

It’s time to rethink these misleading money tips

- August 5, 2021 4 MIN READ

You’ll have heard these misleading money tips doing the rounds everyday like they’re gospel. It’s definitely time to hear some better advice! How often has someone told you to avoid credit cards at all costs? Or to start saving for your kids’ education the minute they’re born? These are both common misleading money tips that… Read more »