Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: How often do you stick to your budget? It’s one thing to create a budget, quite another to actually stick to your budget. For many of us, budgeting tends to fall… Read more »
If you’re anything like me, buying groceries is one of your biggest budget blowout areas. If we save on groceries, we’ll free up plenty of cash. I belong to quite a few budgeting Facebook groups (‘course I do) and I’m always amazed when someone pipes up that they spend something like $112 to feed a… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: Do you have a five-year financial plan? Do you know roughly how much you’ll be worth in five years time? You should! Five years may seem like a time in the… Read more »
The Gunners were right! Once you’ve got the money basics sorted, patience is really all you need. It turns out that one of the key methods to grow your wealth requires you to do nothing much at all. At least, nothing much after you’ve set a few important plans in motion. Once you’ve set your… Read more »
There’s a famous money rule you’ll likely have heard of called the Rule of 72. It’s a simple equation that’s actually a valuable tool to help you project interest rates and their output over time. Many people attempting FIRE use the Rule of 72 to work out how much money they will need to reach… Read more »
Can a holiday on a tight budget really deliver? It can if you take these steps to book a budget holiday that doesn’t feel cheap at all. We all know it’s important to take regular holidays to take care of ourselves and those we love. However, what do you do when you need a holiday… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: How healthy is your super balance? The fact is, most Australians aren’t on track for a comfortable retirement. They simply don’t have enough super in their account to see them through.… Read more »
A new report has revealed that a quarter of all Aussies aren’t being paid their super. Don’t assume – check your super balance regularly, because some of it could be yours. A new Industry Super Australia (ISA) report has found almost 3 million workers lose on average $1,700 in super each year. And those ripped… Read more »
Do you know if you’re on track for a comfy retirement? How much super should you have in your account already? And what should you do if there’s a gap (because trust me, there’s probably going to be a gap)? Not many 20-year-olds get their first job and think, “Yippee, I’m on my way to… Read more »
If you find budgeting laborious and hard to stick to, it might just be that your not matching your budgeting methods to your personality and lifestyle. “You mean I have to track every dollar? Every week? On a spreadsheet?!” “Um, why would I want to carry cash around in an envelope?!” “But I want to… Read more »
