Is it cheaper to rent or buy
Your Life

Is it cheaper to rent or buy property?

- July 27, 2021 3 MIN READ

It is one of the age-old questions asked by property buyers. In a particular area, is it cheaper to rent or buy? Property analysts CoreLogic has come up with the answer. Servicing a mortgage is now cheaper than paying rent on 36.3 per cent of Australian properties. Which means for 64 per cent of properties… Read more »

Best superannuation funds
Your Money

The best superannuation funds over the past year

- July 26, 2021 3 MIN READ

Even though you may not own any shares directly, it is worth following the health of the sharemarket because your superannuation fund is doing it for you. The good news is that your retirement nest egg has certainly had a big boost from the booming sharemarket. The top 20 performing balanced option super funds all… Read more »

Save for a home deposit
Your Money

5 rules you need to save for a home deposit

- July 22, 2021 3 MIN READ

It can be tough to save for a home deposit, but it’s not impossible if you follow these five golden rules. We’ve always made big sacrifices for the security of owning our own home. So, the debate about whether buying property now is harder than it was in the past doesn’t really resonate with me.… Read more »

Could you save $2000 in an emergency
Your Money

Could you raise $2000 in an emergency?

- July 21, 2021 3 MIN READ

A recent survey found that 17.5 per cent of Australian households couldn’t raise $2000 in an emergency. The question is, could you? Booming shares, property and superannuation have lifted the wealth of average Australians, but not many of us are feeling it. Low wage growth has meant that we seem to be asset rich but… Read more »

Don't be a dodgy landlord
Your Life

6 ways to avoid being a dodgy landlord

- July 20, 2021 3 MIN READ

A few years of stellar returns has convinced many people that investing in property is a sure thing. Just buy a reasonable place in a suburb close to a capital city, then sit back and watch capital gains accumulate… or so the thinking goes. But before you start counting your money, we should warn you… Read more »

Here's how to plug the financial leaks in your budget
Your Money

How to plug financial leaks in your budget

- July 19, 2021 3 MIN READ

Balancing the family budget is one of the toughest tasks for any household. So, finding and fixing financial leaks will make it so much easier. It’s the great Australian squeeze: prices keep going up but wages growth isn’t keeping pace. No matter how tight a ship you try to run, there always seems to be… Read more »

How to make your kids rich
Your Life

How to make your kids rich

- July 8, 2021 3 MIN READ

Making sure your kids get a great financial education can go a long way to helping them become successful as an adult. With a bit of luck, it could even make your kids rich.  All parents are responsible for helping their kids learn the ways of the world.  But while most of us are pretty good… Read more »

credit card rewards programs
Your Money

Do credit card rewards programs stack up?

- July 6, 2021 3 MIN READ

From offering cash-back, merchandise or frequent flyer points, credit card rewards programs are a popular way banks entice people to sign up. But like any incentive program, you really need to crunch the numbers to see if they’re worth it. Here’s how. What do I need to spend? Rewards programs can be really worthwhile for… Read more »