5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
Job security? What job security? It’s almost as though the concept has completely disappeared in this COVID age of lockdowns, stand downs and failing companies. It’s not just COVID putting people out of work either. Modern business practices mean companies continue to “resize”, “downsize”, “re-engineer”, or whatever the latest management buzz word is. In the… Read more »
Australians are in a credit card rut. We’re currently paying interest on $20 billion worth of outstanding credit card balances every month. That figure seems to be stuck at that level, despite the number of actual credit card accounts dropping by 751,916 in the last year. The lowest number since February 2007. It seems higher debt… Read more »
Australians are divorcing later in life more than ever before, with many struggling to get back on their feet financially after a split. It’s not just Bill and Melinda Gates. Grey divorce rates are soaring, with the ABS recording big jumps in the number of men and women divorcing aged 50 and above. Apart from… Read more »
As property prices rise, don’t forget to negotiate your interest rate on your home loan. For years I’ve been encouraging Aussies with a home loan to ring your bank and negotiate your interest rate. So many wait for the RBA to cut official interest rates to save on their home loan when the reality is… Read more »
We know residential property values have been booming, but it seems we have a two-speed property market. Houses are doing much better than home units. Maybe with all these lockdowns Aussies are chasing more space to cope? Plus the home unit market is affected by an over-supply of stock from new construction and previous Airbnb… Read more »
If you feel like your debts are getting away from you, it’s time to get busy with debt consolidation. Credit card debt can be a tough burden to carry, especially when sky high interest rates continue to compound and grow the interest cost each month. Throw in a mortgage, a car loan and another credit… Read more »
The ATO has a vigilant tax audit program in place. So at tax time it’s critical to assess the risk profile of your investments and know what they’re looking for. With group certificates and financial year end investment statements about to hit, the attention of most investors turns to tax. The aim is not to… Read more »
Afterpay Money is launching in October, but how does it stack up compared to bank offerings already in the market? While Afterpay shares have been a stellar performer in the past, they are stagnating at the moment because of increased competition from the likes of PayPal and CommBank. There’s also criticism that it is a… Read more »
PayPal has a new Buy Now, Pay Later product called Pay in 4. Here’s the lowdown on what they’re offering and how it compares to what’s currently out there. Buy Now, Pay Later (BNPL) is hot… with both shoppers and investors. Shoppers love the convenience and investors have loved the booming share prices of companies… Read more »
Financial family planning is perhaps the less ‘sexy’ side of starting a family, but it’s really critical if you want to raise a happy one. Your life changes in a big way when you have kids. Sleep becomes a luxury, diapers a daily ritual and seeing your children grow each day gives you more joy… Read more »
