5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
The cost-of-living crisis is not easing – times are still tough for many Aussies. Just 7 per cent of Australians believe the cost-of-living crisis has improved over the past year, despite months of financial resilience and government support, according to Compare the Market’s 2025 Household Budget Barometer. Getting savvy Adding to the gloomy outlook, just… Read more »
Property is being snapped up like toilet paper during a pandemic right now. With low supply and high demand, homes aren’t staying on the market for long, which has led some people to ask: “Do I need a real estate agent in a booming market to sell my home?” It’s a fair question. Skipping… Read more »
Taxing unrealised gains on investments is incredibly messy and goes against the spirit of investing, so it’s good to see the federal government has had a rethink of its proposed new tax changes on superannuation balances over $3 million. The tax will now be based on realised capital gains, along with interest and dividends. But… Read more »
In a world of Afterpay, same-day delivery, and on-demand streaming, instant gratification has become a modern-day expectation. We are conditioned to get everything we want now, or at least in 24 hours via express shipping. I can understand, then, how hard it is for people, especially young people, to resist the urge to splurge –… Read more »
Over the last couple of months, I’ve been talking about the rise in the value of gold. This week the value of the precious metal topped $US 4,000 an ounce and in Aussie dollar terms, it broke through AU$6,000 an ounce. The below chart tracks the return on gold (the orange line) compared to the… Read more »
Many homeowners can start saving – regardless of what the RBA decides at their next meeting. While you (and many other Aussies with mortgages) might be hanging out for an interest rate cut, there are steps you can take right now to reduce your repayments. Lock it in The average interest rate on outstanding home… Read more »
Like much of the recent media commentary, I’ve pointed out that while the First Home Buyer Guarantee makes it easier for first home buyers to enter the market, it won’t solve the housing crisis. The only real solution is to build more housing. It’s that simple. If anything, the First Home Guarantee will push up… Read more »
Selling a business, receiving an inheritance or picking the trifecta on the Melbourne Cup can all result in an unexpected windfall. But working out what to do with the money is not always simple. There are so many options out there and no one wants to throw it all away doing something stupid. So if… Read more »
One of the people at work is buying her first home with her partner and, being the finance nerd I am, we’ve been chatting through each stage of the process. It started with saving the deposit, then getting finance approved and negotiating the price now that they’ve found a property that fits. And while none… Read more »
We all know that talking about property is close to a national sport (behind AFL of course) here in Australia. With the Reserve Bank Governor, Michele Bullock, adding to the chat this week, it’s been as captivating a conversation as watching a grand final. Well not quite, but here’s what went down. A supply issue… Read more »
