5 things that self-made millionaires do differently
Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
Data shows that seven out of 10 Aussies over 55 can probably take an early retirement. But there’s work to be done. If you’ve been madly punching the numbers into online retirement calculators and coming up short, you’re not alone. Cameron Dickson, Managing Director of financial advisory company The Moreton Group, reckons most calculators are… Read more »
These top money lessons are actually less about money and more about character. Which makes them the kind of life lessons that everyone should learn as early as possible. I got my first job at age 12 and I’ve been working ever since. I wouldn’t say I have “nothing to show for it” (though there… Read more »
Nearly 30 per cent of Australian households don’t have renters insurance, with many seeing it as a ‘nice to have’ rather than a must-have. One of the perks of being a renter is that it’s your rental provider’s responsibility to insure the building and make repairs when necessary. What happens though if your personal belongings get… Read more »
The gender pay gap currently stands at 14.2 per cent. It has a knock-on affect for women across every stage of life. Each year Equal Pay Day is marked on the calendar. It’s the date that represents the number of extra days a year that women need to work to earn the same average annual… Read more »
You know the pattern: your income goes up (yay), but so does your spending (boo). It’s called lifestyle inflation or lifestyle creep, and it’s keeping you from building your wealth. Do you also have a bit of a laugh when you look back at your first salary? Mine was $18k a year, which even then… Read more »
Don’t underestimate the impact of psychology on a property’s sale price. After all, for many, buying a home is much more of a psychological decision than a logical one. With the real estate market undergoing an unexpected boom, more property owners are considering selling up. Whether it’s to claim capital gains accumulated over the years,… Read more »
Nobody wants to be poor in retirement, especially if you’re living the good life now. Which is a significant part of the problem… We’re generally pretty bad at thinking ahead. It’s human nature to care more about our immediate satisfaction and happiness than making sacrifices for the benefit of some vague point in the distant future.… Read more »
When you’re in debt, the stress can feel like you’re completely snowed under. Debt snowballing is a way to put all that snow to good work… Debt snowballing is a structured, goal-based approach to debt reduction, which also has strong psychological benefits. It involves paying off smaller debts first by making extra repayments, and gradually… Read more »
We all need one, but getting the best deal on your mobile phone isn’t always easy. In most households, mobile phones are a big hit on the budget every month. There’s the cost of the phone itself, your phone plan and the accessories… Actually, if you have teens, the phone accessories are probably your biggest… Read more »
Based on their published policies, there is no major online marketplace operating in Australia that sets a commendable standard for respecting consumers’ data privacy. I spent last week studying the 26,000 words of privacy terms published by eBay and Amazon, trying to extract some straight answers, and comparing them to the privacy terms of other… Read more »
