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Thinking of joining an MLM as your side hustle? Read this first
10 business lessons from a lemonade stand
“All I want for Christmas is a rate cut,” many homeowners are saying. Well, I’m afraid that wish is looking unlikely now. Reserve Bank Governor Michele Bullock had warned us that a September-quarter CPI trimmed mean of 0.9 per cent would be a “material miss” for the RBA’s forecasts. On Wednesday, the actual figure came… Read more »
I’ve talked a lot about Australian property prices but just how do they compare with overseas markets? I know every market is different but a comparison does bring some perspective. The below chart from the Organisation for Economic Co-operation and Development (OECD) shows that from an affordability perspective, Australian property is expensive. The OECD does… Read more »
Taxing unrealised gains on investments is incredibly messy and goes against the spirit of investing, so it’s good to see the federal government has had a rethink of its proposed new tax changes on superannuation balances over $3 million. The tax will now be based on realised capital gains, along with interest and dividends. But… Read more »
Many homeowners can start saving – regardless of what the RBA decides at their next meeting. While you (and many other Aussies with mortgages) might be hanging out for an interest rate cut, there are steps you can take right now to reduce your repayments. Lock it in The average interest rate on outstanding home… Read more »
We all know that talking about property is close to a national sport (behind AFL of course) here in Australia. With the Reserve Bank Governor, Michele Bullock, adding to the chat this week, it’s been as captivating a conversation as watching a grand final. Well not quite, but here’s what went down. A supply issue… Read more »
A record number of property investors are selling because of rising costs, legislative uncertainty, and concerns over proposed federal tax reforms. Basically landlords, much maligned by tenants and governments for ‘causing the current rental crisis’, are pulling out and investing their money somewhere else. As I’ve warned previously, higher taxes and reducing the rights of… Read more »
Is it just me or has this year just melted away? We’re nine months in and there have even been reports of Christmas plum puddings appearing on supermarket shelves. I’m not ready! If you’ve made it to this point without achieving what you wanted to financially, it’s not too late to make some progress before… Read more »
Planning a summer holiday? The trick to getting a great deal isn’t one magic website. Instead, you should be putting together your own portfolio of great tools. Here’s how I reckon you should approach travel bargains so you don’t get stung on money or insurance. Where the best deals are hiding Start with community power.… Read more »
Parenting today is a lot more open than previous generations, even when it comes to family finances. From a “children should be seen but not heard” position of previous generations, modern parents today are a lot more democratic and transparent in the family decision making. However, there’s a fine line between involving children in so-called… Read more »
Money matters, especially at certain times in your life, can feel overwhelming. And as life gets more complex, so do our finances. But help is at hand. Whether you’re buying your first home, planning for long-term financial security, or figuring out what to do with an inheritance, money can be tricky to manage. Getting some… Read more »
