A ‘buy nothing’ week might seem trivial, but even curbing your spending for a short time can mean wins that go well beyond the savings. By Celina Siriyos My full-time job pays me once a month, which means twelve times a year I get to feel like a high roller. Suddenly I have the means… Read more »
COVID has heightened many of the usual considerations when retirement planning, so it’s worth revisiting your goals and strategy. There is no denying that our world has changed over the past two years and many of these changes are likely to be enduring. The COVID pandemic has touched almost every aspect of our lives. From… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: How can I reduce my money anxiety? It will come as a surprise to precisely no one that general money stress has ramped up over the past couple of years. Despite… Read more »
Internships are a growing expectation for new graduates in many industries. But is working for free always a good idea? By Georgie Koch Graduating uni is really hard. Your education is over – the only kind if life you’ve known since you were five years old – and now it’s time to be a big… Read more »
Just when you thought you’d reached your limit, life throws more unexpected challenges directly in your path. How can you possibly go on? Life is kicking many a*ses right now. The floods have devastated parts of NSW and QLD, the rain won’t stop and while it might be having a rest from front-page news for… Read more »
A passive income is the holy grail of financial management – the idea that you can make money with little or no effort is everybody’s dream! But is all the passive income hype too good to be true? Author, copywriting expert and digital marketing educator, Kate Toon, says yes – and here’s why. By Kate… Read more »
An increasing number of millennials are rentvesting to enter the property market, but is it actually a good way to get ahead? Even if you’ve been living under a rock, you know that Australian property prices have surged lately. Supply shortages have driven higher prices because Australians have been using their savings from the lockdowns… Read more »
A family trust can serve a wide range of purposes and be extremely useful vehicles for tax planning, financial planning and investment. The Australia Institute examined ATO data and found that there are more than 800,000 trusts in Australia, with assets totalling more than $3 trillion. One of the reasons for the popularity is that… Read more »
Each week we ask a question to help you focus on an area of your finances that might need a closer look. This week: Do I really need insurance? Ah, the old insurance dilemma has found us at last. Over many weeks, we’ve kicked things off, found our focus, changed our habits, made a few… Read more »
In my life and in the work I do with clients, one thing is for sure: Spending wisely, is something only about half of us implement with any real success. Then there are those at the extreme end of frugal. This is not something I agree with, unless you are on the poverty line or… Read more »
