Your Life

Identify theft

- November 18, 2015 4 MIN READ

Technology is so much a part of our lives we take it for granted its power and ability to rip us off. We Instagram, tweet, share and update our statuses more than ever before. It’s fun, informative and helps stay in touch with family and friends. Unfortunately, it also makes us sitting ducks for identity… Read more »

Your Life

Super lump sum V pension

- November 11, 2015 3 MIN READ

During most of your working life you’re encouraged to think about retirement. Constantly reminded about whether you’re putting enough away to maintain your current lifestyle. Threats of pending poverty if you don’t contribute enough. Retirement planning calculators are great to get a general feel for the amount you’ll need to fund your lifestyle, and professional… Read more »

Your Life

Parents Changes for kids

- October 28, 2015 4 MIN READ

Your life changes in a big way when you have kids. Sleep becomes a luxury, diapers a daily ritual and seeing your children grow each day gives you more joy than you ever imagined possible. Alongside these daily ups and downs come some pretty big financial changes too, as you make sacrifices for your little… Read more »

Your Life

SUPERWOMAN

- October 26, 2015 2 MIN READ

THE RETURN OF SUPERWOMAN   Women have very different superannuation needs to men, but many don’t realise this or know how to plan for their super.   There are two key variables that mean women have different financial needs in retirement compared to men: they live longer, but they don’t earn as much. Many women… Read more »

Your Life

Debt consolidations

- October 7, 2015 3 MIN READ

Credit card debt can be a tough burden to carry, especially when sky high interest rates continue to compound and grow the interest cost each month. Throw in maybe a mortgage, another credit card and things can quickly appear unmanageable. If this is you, it could be time to consolidate your debt. This means bringing… Read more »

Your Life

Relationship End Finances

- September 23, 2015 4 MIN READ

The end of a relationship is a tough time for anyone, but it can be much tougher if there are financial issues to deal with as well. That’s why whenever we’ve been in the unfortunate situation of having to console a friend whose relationship is on the rocks, we also gently remind them to get… Read more »

Your Life

Superannuation & Share dive

- August 25, 2015 3 MIN READ

Every working Australian is invested in the sharemarket… through their superannuation. As global sharemarkets tank and the doomsayers predict another Global Financial Crisis, you just need to… stay alert, not alarmed. Investment history tells us this is always the best time to BUY shares, not sell them. In times like this, you have to remember… Read more »

Your Life

How are your parents’ finances?

- August 4, 2015 3 MIN READ

It’s a funny thing when you realise that your parents are old. It makes you reflect on their lives and is probably when the responsibility of care shifts to you looking after them. We’re talking about making sure that they’re taken care of and in the best position to enjoy their golden years. Of course… Read more »

Your Life

6 ways to avoid dodgy landlords

- July 29, 2015 3 MIN READ

A few years of stellar returns has convinced many people that investing in property is a sure thing. Just buy a reasonable place in a suburb close to a capital city, then sit back and watch capital gains accumulate… or so the thinking goes. But before you start counting your money, we should warn you… Read more »