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There is much debate and discussion around property markets, often leading to misconceptions about how they work. These can sometimes influence people’s property buying, selling, or investing decisions, and even lead to missed opportunities. With Ray White’s chief economist, Nerida Conisbee’s insights, let’s examine (and bust) some common property market myths: 1. There’s an ideal… Read more »
I have been saying for a long time that our kids need to be taught how to manage their money. What’s more, this should be part of their formal school education. Well, now The Salvos (like they always do) are coming to the rescue for many Aussies who lack financial literacy. If ever there was… Read more »
Trying to enter the property market for the first time? Here is some refreshing news … According to Ray White chief economist, Nerida Conisbee, now is a particularly good time for first home buyers to be considering property. House prices have slowed, and are in fact declining in many places, plus there are a wide… Read more »
We all know someone who claims property never goes down and that shares are just a form of gambling. So which is a better investment? Equities or housing? The right answer, of course, is that both equally play a vital role in building wealth, but they’re very different to each other. According to property research… Read more »
Struggling with the 24/7 nature of managing your money? You don’t have to go it alone. Just like a brilliant footy team, having the right people in the right positions can make all the difference. Whether you need advice on investing, budgeting, or getting ahead for retirement, building a ‘financial dream team’ around you can… Read more »
Edited extract from Virgin Millionaire: The step-by-step guide to your first million and beyond by Ben Nash (Wiley, $34.95), available at all leading retailers. There are some people you’re going to need to help you on your money journey, while there are others you might want. Enlisting the support of the right people can help… Read more »
In a sign of how tough Australian households are finding the cost-of-living crisis, almost a million Aussies are working a second job to earn extra income – that’s a record 6.65 per cent of all workers. When Libby and I were raising four young kids, money was always tight. We decided from the start that… Read more »
Experts explain downsizing, using super for your mortgage, and pension eligibility. Kathleen Walsh, University of Technology Sydney and Jemma Briscoe, University of Technology Sydney About 36% of homeowners still have a mortgage when they retire, up from 23% a decade ago. This increase in mortgage debt is due to soaring property prices, changes in… Read more »
Retirement’s got nothing to do with age and everything to do with income, writes Andrew Baxter, founder of Australian Investment Education and author of The Wealth Playbook: Your Ultimate Guide to Financial Security. When we’re young, we feel like retirement is so far down the track it’s not even worth thinking about yet. That’s fair enough,… Read more »
Financial scammers who lure victims on Facebook will now find it more difficult. And it’s about time. Meta is at long last cracking down on financial scams. Something they should have done years ago but which has taken pressure from the Government, the ACCC, media and the public to force action. As you know, fake… Read more »
