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So you’re completely flat out yet have cash flow problems and never seem to have money in the bank. Where are you going wrong? Kelly Exeter has a few ideas (from experience). Seven years ago my graphic and web design business was growing at a mad rate. My three staff and I were all ‘head… Read more »
New data shows half of us are regularly tapping into our emergency savings for non-essential expenses like holidays or nights out. If that’s you… it’s time to put the brakes on and start refilling the coffers. Here are five ways to rebuild your emergency fund: 1. Use unexpected windfalls Have a plan to make sure it… Read more »
Lots of people worried about how they’ll pay for their retirement may not realise they already have a substantial nest egg they’ve simply misplaced. New Australian Taxation Office (ATO) data reveals more than $20.8 billion worth of superannuation sits in lost or unclaimed accounts. The ATO is keen to reunite people with their money and has… Read more »
Following the Hayne Banking Royal Commission many Australians are understandably concerned about where they can find good quality investment advice. The Commission was scathing about the quality on some major investment advice groups which were generally associated with the big banks. For many it begs the question… “who can I trust with my money”. I… Read more »
Hey gang, get up to speed on this week’s financial trends with my market updates. Snapshot Of The Last Seven Days – Pretty quiet on the economic front. No major data announcements – Global share markets have been focussed on the barrage of profit results from major American companies… it’s their reporting season. Results have… Read more »
Hey gang, get up to speed on this week’s financial trends with my market updates. The week started with some pretty ugly news from the International Monetary Fund downgrading global economic growth and it’s forecast for the Australian economy… all because of the uncertainty surrounding the UK’s Brexit and the US-China trade deal. The IMF… Read more »
Hey gang, get up to speed on this week’s financial trends with my market updates. Thankfully global sharemarkets have flattened out compared with the rollercoaster of the previous week. We should keep an eye on the American sharemarket tonight because the latest round of US-China trade talks are expected to be completed. Property Is All… Read more »
According to the Australian Bureau of Statistics, a typical 25-34-year-old has close to $22,000 sitting in the bank and 35-44 year-olds have close to $30,000 sitting in the bank. But if the money isn’t going to be used for a home loan deposit anymore, you should consider getting it out of the bank and make… Read more »
Hey gang, get up to speed on this week’s financial trends with my market updates. First of all, this has been a crazy, crazy week. It started beautifully with the last day of September showing the Australian sharemarket had risen 1.7 per cent in the September quarter (despite the 4 per cent loss in August)… Read more »
For most Australians, the home mortgage, car loan and credit card debt are the three areas where most over-commitment occurs. If you find yourself in this situation, there is a way to manage it, but it’s important to speak up and ask for help. With the help of counsellors and government consumer affairs officers we’ve… Read more »
